1160 Grove Rd, Reading, MI 49274 Property Records

Branch County property record for 1160 Grove Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1998
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2019)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-026-200-015-01`

Property Details

APN / Parcel Number

Primary APN	`120-026-200-015-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Lot Area	261,360 sqft (6 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1160 GROVE RD
City	READING
State	MI
Zip	49274-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 722.50 FT OF E 361.74 FT OF W 55 RDS OF NE 1/4 SEC 26 T7S R5W SPLIT ON 07/29/2019 FROM 120-026-200-015-00;
Legal Range	05W
Legal Township	07S
Legal Section	26
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	3
Census Block	3038
Census Tract	950800

Owner

1160 Grove Rd is owned and occupied by an individual who bought it in October 2019.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1160 GROVE RD, READING, MI 49274-9530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST CO
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK OF TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Document Number	20196790
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1160 GROVE RD, READING, MI 49274-9530
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 GROVE RD, READING, MI 49274-9530

Mortgage

Document Number	0202106372
Date	Aug 17, 2021
Instrument	2021-06372

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	READING, MI 49274

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1160 GROVE RD, READING, MI 49274-9530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008822
Date	Dec 23, 2020
Instrument	2020-08822

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	READING, MI 49274

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 21, 2019
Property Address	1160 GROVE RD, READING, MI 49274-9530
Document Number	0201906790
Instrument Date	Oct 18, 2019
Instrument	2019-06790
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7520 HAKES RD, 7520, READING, MI 49274-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9291 KELLEY RD, MONTGOMERY, MI 49255-9768

Mortgage

Document Number	0201906791
Date	Oct 21, 2019
Instrument	2019-06791

Lender

Name	CENTURY BANK OF TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1160 Grove Rd was $2,285, up 6.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,044 (+3.41%)	$194,088 (+3.41%)
2025	$2,285.00 (+6.68%)	$93,840	$187,680
2024	$2,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1160 Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1160 Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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