1197 Cunningham Dr, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 1197 Cunningham Dr, Victor, NY 14564

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 918 sqft · built 1986
Lot Size	0.021 acres (925 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,500 (Jul 2021)
Tax Bill	$3,269 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2021 Sale & Mortgage + 1 more
APN	`VICWDS 143`

Property Details

APN / Parcel Number

Primary APN	`VICWDS 143`
Alternative APNs	`324889 29.37-1-6.000` `48890290370001006000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	925 sqft (0.021 acres)
Lot Dimensions	34 ft deep x 27.2 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	VICWDS 143
Street Address	1197 CUNNINGHAM DR
City	VICTOR
State	NY
Zip	14564-9510
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MD
Legal Description	911/473 27.2X34 L-143 PH III
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	2
Census Block	2010
Census Tract	50103

Owner

Source: Ontario County and Victor Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1197 CUNNINGHAM DR, VICTOR, NY 14564-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Deed of Trust, Mortgage PITTSFORD FEDERAL CREDIT UNION
Jul 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO
Nov 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	202153
Deed Book / Page	1476 / 292
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	1197 CUNNINGHAM DR, VICTOR, NY 14564-9510
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002797/0000000609
Date	Nov 22, 2017
Book Page	0000002797/0000000609

Lender

Name	PITTSFORD FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2046

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jul 13, 2021
Property Address	1197 CUNNINGHAM DR, VICTOR, NY 14564-9510
Document Number	001476/292
Book / Page	1476 / 292
Instrument Date	Jul 9, 2021
Instrument	202107130053
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107130054
Date	Jul 13, 2021
Instrument	202107130054

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Nov 22, 2017
Property Address	1197 CUNNINGHAM DR, VICTOR, NY 14564-9510
Document Number	001396/300
Book / Page	1396 / 300
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 CUNNINGHAM DR, VICTOR, NY 14564-9510

Tax Assessment & Valuation

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,269.00 (+51.34%)
2025	$2,160.00	$104,000 (-) Land $30,000 Building $74,000	$155,200 (+17.93%) Land $44,769 Building $110,431
2023		$104,000 Land $30,000 Building $74,000	$131,600 Land $37,962 Building $93,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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