1196 Raintree Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1196 Raintree Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1990
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on File
Tax Bill	$4,635 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`046A2-07-00-08200`

Property Details

APN / Parcel Number

Primary APN	`046A2-07-00-08200`
Alternative APN	`11622`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,122 sqft Finished Area
Basement Area	1,088 sqft
Finished Basement	512 sqft
Unfinished Basement	576 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	12,894 sqft (0.296 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1196 RAINTREE DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-0904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	RAINTREE 82 PH-7
Legal Subdivision	RAINTREE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3009
Census Tract	10604

Owner

1196 Raintree Dr is owned by an individual who acquired it in July 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	253 GLENLEIGH RD, CHARLOTTESVILLE, VA 22911-3518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP
Jul 13, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 8, 2021
Transfer Doc	5573/780
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1196 RAINTREE DR, CHARLOTTESVILLE, VA 22901-0904
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00005574/1
Date	Jul 13, 2021
Book Page	5574/1
Instrument	2021-00012241

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 13, 2021
Property Address	1196 RAINTREE DR, CHARLOTTESVILLE, VA 22901-0904
Document Number	5573/780
Book / Page	5573 / 780
Map Reference	MB 1072 PG 644
Instrument Date	Jul 8, 2021
Instrument	2021-00012240
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1196 RAINTREE DR, CHARLOTTESVILLE, VA 22901-0904

Tax Assessment & Valuation

The 2026 property tax bill for 1196 Raintree Dr was $4,635, up 5.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,635.00 (+5.7%)	$518,500 (+5.69%) Land $122,000 Building $396,500	$518,500 (+5.69%) Land $122,000 Building $396,500
2025	$4,385.00	$490,600 Land $115,000 Building $375,600	$490,600 Land $115,000 Building $375,600
2023	$3,822.00	$447,600 Land $108,000 Building $339,600	$447,600 Land $108,000 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1196 Raintree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1196 Raintree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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