Albemarle County property record for 1185 Raintree Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,268 sqft · built 1990 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,849 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046A2-07-00-06000 |
| Primary APN | 046A2-07-00-06000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Finished Area |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,128 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 12,720 sqft (0.292 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
| Porch Area | 276 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1185 RAINTREE DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-0905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | RAINTREE 60 PH-7 |
| Legal Subdivision | RAINTREE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10604 |
1185 Raintree Dr is owned and occupied by an individual.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1185 RAINTREE DR, CHARLOTTESVILLE, VA 22901-0905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1185 RAINTREE DR, CHARLOTTESVILLE, VA 22901-0905 |
| Document Number | 0000010365 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1185 RAINTREE DR CHARLOTTESVILLE VA 229010905, CHARLOTTESVILLE, VA 22901-0905 |
| Document Number | 0000010365 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 005094/000712 |
| Instrument | 10365 |
| Name | DOMINION ENERGY CU |
|---|---|
| Address | RICHMOND, VA 23261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 12, 2033 |
The 2026 property tax bill for 1185 Raintree Dr was $4,849, up 7.3% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,849.00 (+7.28%) | $542,400 (+7.28%) Land $122,000 Building $420,400 | $542,400 (+7.28%) Land $122,000 Building $420,400 |
| 2025 | $4,520.00 | $505,600 Land $115,000 Building $390,600 | $505,600 Land $115,000 Building $390,600 |
| 2023 | $3,951.00 | $462,700 Land $108,000 Building $354,700 | $462,700 Land $108,000 Building $354,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1185 Raintree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1185 Raintree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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