1196 Colbert St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1196 Colbert St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Nov 2019)
Tax Bill	$8,041 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062G0-00-07-16100`

Property Details

APN / Parcel Number

Primary APN	`062G0-00-07-16100`
Alternative APN	`259526`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,496 sqft Finished Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,530 sqft (0.104 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Patio Area	192 sqft
Guest House	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1196 COLBERT ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	BELVEDERE BLK 7 LOT 161
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1007
Census Tract	10602

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1196 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Nov 13, 2019	Grant Deed, Transfer · Conventional Mortgage USAA
Feb 28, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	201912491
Deed Book / Page	5242 / 324
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1196 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005503/107
Date	Mar 22, 2021
Book Page	5503/107
Instrument	202100004930

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 13, 2019
Property Address	1196 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Document Number	0000012491
Book / Page	005242 / 000324
Instrument Date	Oct 30, 2019
Instrument	12491
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	CLOSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1196 COLBERT ST CHARLOTTESVILLE VA 229013249, CHARLOTTESVILLE, VA 22901-3249

Mortgage

Document Number	12492
Date	Nov 13, 2019
Book Page	005242/000329
Instrument	12492

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Interest

Rate	3.87%

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 28, 2018
Property Address	1196 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Document Number	0000002018
Book / Page	005018 / 000077
Instrument Date	Feb 7, 2018
Instrument	2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1196 COLBERT ST CHARLOTTESVILLE VA 229013249, CHARLOTTESVILLE, VA 22901-3249

Mortgage

Document Number	2019
Date	Feb 28, 2018
Book Page	005018/000082
Instrument	2019

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,041.00 (+5.4%)	$899,400 (+5.39%) Land $233,000 Building $666,400	$899,400 (+5.39%) Land $233,000 Building $666,400
2025	$7,629.00 (+18.43%)	$853,400 (+13.12%) Land $205,000 Building $648,400	$853,400 (+13.12%) Land $205,000 Building $648,400
2023	$6,442.00	$754,400 Land $175,000 Building $579,400	$754,400 Land $175,000 Building $579,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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