1190 Colbert St, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1190 Colbert St, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,496 sqft
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$529,166 (Jul 2017)
Tax Bill	$8,208 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062G0-00-07-16200`

Property Details

APN / Parcel Number

Primary APN	`062G0-00-07-16200`
Alternative APN	`259527`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,496 sqft Finished Area
Basement Area	1,248 sqft
Finished Basement	804 sqft
Unfinished Basement	444 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,704 sqft (0.108 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	192 sqft
Guest House	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1190 COLBERT ST
City	CHARLOTTESVILLE
State	VA
Zip	22901-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	BELVEDERE BLK 7 LOT 162
Legal Subdivision	BELVEDERE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1007
Census Tract	10602

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1190 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HM MTG
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Jul 28, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20178605
Deed Book / Page	4940 / 464
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1190 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Document Number	0000016491
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 COLBERT ST CHARLOTTESVILLE VA 229013249, CHARLOTTESVILLE, VA 22901-3249

Mortgage

Document Number	0000016491
Date	Nov 16, 2020
Book Page	005426/000649
Instrument	16491

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1190 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Document Number	0000002179
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	CLOSURE TITLE SETTLEMENT COMPANY, CLOSURE TITLE SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 COLBERT ST CHARLOTTESVILLE VA 229013249, CHARLOTTESVILLE, VA 22901-3249

Mortgage

Document Number	0000002179
Date	Feb 26, 2020
Book Page	005281/000456
Instrument	2179

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 28, 2017
Property Address	1190 COLBERT ST, CHARLOTTESVILLE, VA 22901-3249
Document Number	0000008605
Book / Page	004940 / 000464
Instrument Date	Jul 11, 2017
Instrument	8605
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1190 COLBERT ST CHARLOTTESVILLE VA 229013249, CHARLOTTESVILLE, VA 22901-3249

Mortgage

Document Number	8606
Date	Jul 28, 2017
Book Page	004940/000469
Instrument	8606

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Mortgage

Document Number	8607,
Date	Jul 28, 2017
Book Page	004940/000485
Instrument	8607

Lender

Name	FAIRFAX CNTY EMPS CU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,208.00 (+4.93%)	$918,100 (+4.93%) Land $233,000 Building $685,100	$918,100 (+4.93%) Land $233,000 Building $685,100
2025	$7,822.00 (+18.84%)	$875,000 (+13.52%) Land $205,000 Building $670,000	$875,000 (+13.52%) Land $205,000 Building $670,000
2023	$6,582.00	$770,800 Land $175,000 Building $595,800	$770,800 Land $175,000 Building $595,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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