1196 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1196 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1955
Lot Size	0.799 acres (34,804 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2018)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-601-012-00`

Property Details

APN / Parcel Number

Primary APN	`012-601-012-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	34,804 sqft (0.799 acres)
Lot Dimensions	200 ft deep x 174 ft wide
Garage Area	1,160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1196 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E STOKES SUBDIVISION #1 LOT 12.
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	STOKES SUBDIVISION
Legal Lot Number	12
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1021
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1196 BALDWIN RD, LAPEER, MI 48446-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Sep 20, 2018	Warranty Deed, Transfer CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Book / Page	2985 / 684
Prior Transfer Date	Nov 16, 2010
Prior Transfer Doc	0024730051
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1196 BALDWIN RD, LAPEER, MI 48446-3013
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 BALDWIN RD, LAPEER, MI 48446-3013

Mortgage

Document Number	0032820015
Date	Mar 21, 2022
Book Page	3282/15

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 20, 2018
Property Address	1196 BALDWIN RD, LAPEER, MI 48446-3013
Document Number	0029850684
Book / Page	002985 / 000684
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 BALDWIN RD LAPEER MI 484463013, LAPEER, MI 48446-3013

Mortgage

Document Number	29850685
Date	Sep 20, 2018
Book Page	002985/000685

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH, FL 33418

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,900 (-12.46%)	$203,800 (-12.46%)
2025	$1,947.00 (+4.06%) Homeowner's exemption	$116,400 (+6.89%)	$232,800 (+6.89%)
2024	$1,871.00 (+10.12%)
2023		$108,900	$217,800
2022	$1,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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