1186 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1186 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1967
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Oct 2019)
Tax Bill	$524 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-601-013-00`

Property Details

APN / Parcel Number

Primary APN	`012-601-013-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1186 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E STOKES SUBDIVISION #1 LOT 13.
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	STOKES SUBDIVISION
Legal Lot Number	13
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1021
Census Tract	338000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1186 BALDWIN RD, LAPEER, MI 48446-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Apr 27, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 14, 2019	Warranty Deed, Transfer CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	Jun 26, 1997 · Amount on Record
Deed Document Number	20193053752
Deed Book / Page	3053 / 752
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1186 BALDWIN RD, LAPEER, MI 48446-3013
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 BALDWIN RD, LAPEER, MI 48446-3013

Mortgage

Document Number	0035090640
Date	Mar 19, 2026
Book Page	3509/640

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1186 BALDWIN RD, LAPEER, MI 48446-3013
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 BALDWIN RD, LAPEER, MI 48446-3013

Mortgage

Document Number	0032900174
Date	Apr 27, 2022
Book Page	3290/174

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 14, 2019
Property Address	1186 BALDWIN RD, LAPEER, MI 48446-3013
Document Number	0030530752
Book / Page	003053 / 000752
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$982.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2344 CARPENTER RD LAPEER MI 484469009, LAPEER, MI 48446-9009

Mortgage

Document Number	30530754
Date	Oct 14, 2019
Book Page	003053/000754

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$524.00 (-55.52%) Homeowner's exemption	$70,400 (+7.15%)	$140,800 (+7.15%)
2024	$1,178.00 (+9.79%)
2023		$65,700	$131,400
2022	$1,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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