1195 Winrose Dr, Collierville, TN 38017 Property Records

Shelby County property record for 1195 Winrose Dr, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,927 sqft · built 1993
Lot Size	0.403 acres (17,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Jan 2020)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0-233H-C0-0040`

Property Details

APN / Parcel Number

Primary APN	`C0-233H-C0-0040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,927 sqft Living Area
Gross Area	3,386 sqft
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	17,542 sqft (0.403 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	319 sqft
Deck Area	345 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1195 WINROSE DR
City	COLLIERVILLE
State	TN
Zip	38017-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NS WINROSE
Legal Subdivision	WIND SPRINGS PHASE 1
Legal Lot Number	40
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	21611

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 WINROSE DR, COLLIERVILLE, TN 38017-1146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 15, 2020	Warranty Deed, Transfer · Conventional with PMI USAA
Oct 19, 2017	Warranty Deed, Transfer · VA Mortgage PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	20205421
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1195 WINROSE DR, COLLIERVILLE, TN 38017-1146
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023020144
Date	Mar 14, 2023
Instrument	23020144

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 15, 2020
Property Address	1195 WINROSE DR, COLLIERVILLE, TN 38017-1146
Document Number	0000005421
Instrument Date	Jan 14, 2020
Instrument	5421
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	REALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,298.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 WINROSE DR COLLIERVILLE TN 380171146, COLLIERVILLE, TN 38017-1146

Mortgage

Document Number	5422
Date	Jan 15, 2020
Instrument	5422

Lender

Name	USAA
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 19, 2017
Property Address	1195 WINROSE DR, COLLIERVILLE, TN 38017-1146
Document Number	0000107767
Instrument Date	Oct 17, 2017
Instrument	107767
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,283.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1195 WINROSE DR COLLIERVILLE TN 380171146, COLLIERVILLE, TN 38017-1146

Mortgage

Document Number	107768
Date	Oct 19, 2017
Instrument	107768

Lender

Name	PATRIOT BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,118.00 (-54.03%)	$130,750 (+45%) Land $23,425 Building $107,325	$523,000 (+45%) Land $93,700 Building $429,300
2023		$90,175 Land $12,175 Building $78,000
2022	$4,607.00
2021			$360,700 Land $48,700 Building $312,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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