1164 Winrose Dr, Collierville, TN 38017 Property Records

Shelby County property record for 1164 Winrose Dr, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,325 sqft · built 1993
Lot Size	0.346 acres (15,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Apr 2013)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C0-233H-C0-0019`

Property Details

APN / Parcel Number

Primary APN	`C0-233H-C0-0019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,325 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,447 sqft
Utility Area	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	15,056 sqft (0.346 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	420 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1164 WINROSE DR
City	COLLIERVILLE
State	TN
Zip	38017-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ES WINROSE
Legal Subdivision	WIND SPRINGS PHASE 1
Legal Lot Number	19
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	21611

Owner

Source: Shelby County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK AND TRUST COMPANY
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2013 · Amount on Record
Deed Sale	Apr 5, 2013 · Amount on Record
Prior Sale	Jun 5, 1998 · Amount on Record
Deed Document Number	201341428
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jun 15, 2026
Property Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140
Document Number	0000049794
Instrument Date	Jun 5, 2026
Instrument	202649794
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140

Mortgage

Document Number	0000049794,
Date	Jun 15, 2026
Instrument	202649794

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jun 4, 2026
Property Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140
Document Number	0000046501
Instrument Date	May 26, 2026
Instrument	202646501
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140

Mortgage

Document Number	0000046501,
Date	Jun 4, 2026
Instrument	202646501

Lender

Name	COMMERCIAL BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140

Mortgage

Document Number	0022091296
Date	Aug 12, 2022
Instrument	22091296

Lender

Name	COGENT BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	REALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021040796
Date	Apr 8, 2021
Instrument	21040796

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1164 WINROSE DR, COLLIERVILLE, TN 38017-1140
Document Number	0000109863
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 WINROSE DR COLLIERVILLE TN 380171140, COLLIERVILLE, TN 38017-1140

Mortgage

Document Number	0000109863
Date	Oct 24, 2017
Instrument	109863

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,118.00 (-50.72%)	$130,800 (+55.48%) Land $23,150 Building $107,650	$523,200 (+55.48%) Land $92,600 Building $430,600
2023		$84,125 Land $12,025 Building $72,100
2022	$4,298.00
2021			$336,500 Land $48,100 Building $288,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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