1195 Watts Estates Dr, Chico, CA 95926 Property Records

Butte County property record for 1195 Watts Estates Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,408 sqft · built 1998
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Dec 2018)
Tax Bill	$7,600 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-640-033-000`

Property Details

APN / Parcel Number

Primary APN	`042-640-033-000`
Alternative APN	`042-640-033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	042-640-033
Street Address	1195 WATTS ESTATES DR
City	CHICO
State	CA
Zip	95926-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WATTS SUB
Legal Subdivision	WATTS SUB
Legal Lot Number	6
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1013
Census Tract	501

Owner

1195 Watts Estates Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Dec 7, 2018	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	Aug 2, 2016 · Amount on File
Deed Document Number	201840446
Prior Transfer Date	Mar 18, 2013
Prior Transfer Doc	0000011979
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601

Mortgage

Document Number	0000020714
Date	Aug 9, 2023
Instrument	2023-0020714

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601

Mortgage

Document Number	0000004337
Date	Feb 1, 2021
Instrument	2021-0004337

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018336
Date	May 6, 2020
Instrument	2020-0018336

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038448
Date	Aug 28, 2019
Instrument	2019-0038448

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 7, 2018
Property Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601
Document Number	0000040446
Map Reference	MB 135 PG 80-82
Instrument Date	Dec 6, 2018
Instrument	2018-0040446
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1195 WATTS ESTATES DR, CHICO, CA 95926-9601

Mortgage

Document Number	0000040447
Date	Dec 7, 2018
Instrument	2018-0040447

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1195 Watts Estates Dr was $7,600.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,313 (+2%) Land $199,117 Building $472,196
2025	$7,600.00	$658,151 Land $195,213 Building $462,938
2024			$710,280
2023	$7,050.00 (+1.61%)	$632,596 Land $187,634 Building $444,962
2022	$6,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1195 Watts Estates Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1195 Watts Estates Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, T-Mobile, unWired Broadband.

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