1195 Tesoro Pl, Vista, CA 92081 Property Records

San Diego County property record for 1195 Tesoro Pl, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,061 sqft · built 2017
Lot Size	0.267 acres (11,668 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Feb 2022)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-151-09-00`

Property Details

APN / Parcel Number

Primary APN	`169-151-09-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,061 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	11,668 sqft (0.267 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1195 TESORO PL
City	VISTA
State	CA
Zip	92081-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 TR 016225
Legal Subdivision	CITY/VISTA PC 6-060
Legal Tract	016225
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1021
Census Tract	19701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1625 SAN LUIS REY AVE, VISTA, CA 92084-3111
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Feb 1, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 26, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	202248328
Last Transfer Date	Jul 11, 2024
Transfer Doc	0000177615
Record Updated	Sep 20, 2026

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2022
Property Address	1195 TESORO PL, VISTA, CA 92081-4505
Document Number	0000048327
Map Reference	MAP 16225
Instrument Date	Jan 19, 2022
Instrument	2022-0048327
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7011 BEVERLY CT, CHRISTIANA, TN 37037-1447

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2022
Property Address	1195 TESORO PL, VISTA, CA 92081-4505
Document Number	0000048328
Map Reference	DOC 2017-7000408
Instrument Date	Jan 18, 2022
Instrument	2022-0048328
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1195 TESORO PL, VISTA, CA 92081-4505

Mortgage

Document Number	0000048329
Date	Feb 1, 2022
Instrument	2022-0048329

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2018
Property Address	1195 TESORO PL, VISTA, CA 92081-4505
Document Number	0000032931
Instrument Date	Jan 16, 2018
Instrument	32931
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1195 TESORO PL VISTA CA 920814505, VISTA, CA 92081-4505

Mortgage

Document Number	32932
Date	Jan 26, 2018
Instrument	32932

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,220 (+2%) Land $90,055 Building $228,165
2025	$4,268.00 (+7.13%)	$311,982 (+4.04%) Land $88,290 Building $223,692
2023	$3,984.00 (-59.8%)	$299,868 Land $84,862 Building $215,006
2022	$9,910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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