1187 Tesoro Pl, Vista, CA 92081 Property Records

San Diego County property record for 1187 Tesoro Pl, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,606 sqft · built 2018
Lot Size0.254 acres (11,069 sqft)
Owner2 Individual Names on Record
Tax Bill$11,958 (2025)
Deeds & MortgagesJul 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169-151-11-00

Property Details

APN / Parcel Number

Primary APN169-151-11-00

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,606 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area11,069 sqft (0.254 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1187 TESORO PL
CityVISTA
StateCA
Zip92081-4505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 11 TR 016225
Legal SubdivisionPC #6-060
Legal Tract016225
Legal Block1
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1021
Census Tract19701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1187 TESORO PL, VISTA, CA 92081-4505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Feb 8, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1187 TESORO PL, VISTA, CA 92081-4505
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000409785
DateJul 28, 2020
Instrument2020-0409785
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 8, 2018
Property Address1187 TESORO PL, VISTA, CA 92081-4505
Document Number0000052511
Instrument DateJan 23, 2018
Instrument52511
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 13, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$896.50
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1187 TESORO PL VISTA CA 920814505, VISTA, CA 92081-4505

Mortgage

Document Number52512
DateFeb 8, 2018
Instrument52512
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,019,828 (+2%) Land $192,394 Building $827,434
2025$11,958.00 (+8.14%) Homeowner's exemption$999,832 (+4.04%) Land $188,622 Building $811,210
2023$11,058.00 (+0.24%) Homeowner's exemption$961,009 Land $181,299 Building $779,710
2022$11,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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