1195 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1195 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1933
Square Footage	1,721 sqft Living Area
Lot Size	8,700 sqft (0.199 acres)
Occupancy	Owner Occupied
Last Sale	$85,900 (1999)
Tax Bill	$6,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-3-22`
Alternative APN	`150004007800030220000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,721 sqft Living Area
1st Floor	787 sqft 1st Floor
2nd Floor	934 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	8,700 sqft (0.199 acres)
Depth X Width	145 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	240 sqft Garage

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Pool Area	452 sqft Pool
Patio Area	224 sqft Patio
Porch Area	270 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1195 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	BOULEVARD HOMESITE COMPANY
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3006
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-3-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1195 GARNER AVE, SCHENECTADY, NY 12309-5705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 1999 · Amount on Record
Deed Sale	May 13, 1999 · Amount on Record
Prior Sale	May 13, 1999
Deed Book / Page	1556 / 402
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,716.00 (+6.2%)	$152,300 (-) Land $22,800 Building $129,500	$252,194 (+30.82%) Land $37,755 Building $214,439
2023		$152,300 (-) Land $22,800 Building $129,500	$192,785 (+3.8%) Land $28,861 Building $163,924
2022		$152,300 Land $22,800 Building $129,500	$185,732 Land $27,805 Building $157,927
2021	$6,324.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.