Schenectady County and Schenectady City property record for 1187 Garner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,282 sqft Living Area |
| Lot Size | 5,200 sqft (0.119 acres) |
| Garage | Detached, 240 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,886.00 (2025) |
| Primary APN | 421500 40.78-3-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,282 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Upper Floors | 346 sqft Upper Floors |
| Attic Area | 346 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow Style |
| Exterior Material | Wood Exterior |
| Lot Area | 5,200 sqft (0.119 acres) |
| Depth X Width | 130 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Pool Type | Above-Ground Pool Pool Type |
|---|---|
| Pool Area | 452 sqft Pool |
| Patio Area | 160 sqft Patio |
| Canopy Area | 160 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1187 GARNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Subdivision | BOULEVARD HOME SITE COMPANY |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.78-3-21
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TRUSTCO BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TRUSTCO BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Document Number | 0000005389 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 5286/630 |
| Instrument | 202305389 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 24, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Document Number | 0000011963 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5081/563 |
| Instrument | 202111963 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1187 GARNER AVE, SCHENECTADY, NY 12309-5705 |
| Document Number | 0000011961 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5081/557 |
| Instrument | 202111961 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,886.00 (-8.76%) | $128,400 (-) Land $19,300 Building $109,100 | $212,618 (+30.82%) Land $31,959 Building $180,659 |
| 2023 | $128,400 (-) Land $19,300 Building $109,100 | $162,532 (+3.8%) Land $24,430 Building $138,102 | |
| 2022 | $128,400 Land $19,300 Building $109,100 | $156,585 Land $23,537 Building $133,048 | |
| 2021 | $5,355.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures