1195 Clover St, Plain, WI 53577 Property Records

Sauk County property record for 1195 Clover St, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Last Sale	$200,900 (May 2017)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171 0014-00000`

Property Details

APN / Parcel Number

Primary APN	`171 0014-00000`

Exterior

Lot Area	13,852 sqft (0.318 acres)

Location & Zoning

Street Address	1195 CLOVER ST
City	PLAIN
State	WI
Zip	53577-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8-9-4 PRT NE1/4 NW1/4 = V PLAIN ORIG PLAT LOT 5 BLK 2
Legal Range	04E
Legal Township	09N
Legal Section	08
Legal Subdivision	ORIGINAL PLAT VILLAGE OF PLAIN
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAUK WI
Township / Civil Division	PLAIN
Census Block Group	3
Census Block	3081
Census Tract	1100

Owner

Source: Sauk County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2017	Deed of Trust, Mortgage THE PEOPLES COMMUNITY BANK
Nov 5, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage THE PEOPLES COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	20171148368
Prior Transfer Date	Dec 7, 2007
Prior Transfer Doc	0000950226
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Recording Date	May 11, 2026
Property Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Document Number	0001289638
Instrument Date	May 4, 2026
Instrument	20261289638
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CLOVER ST, PLAIN, WI 53577-9657

Mortgage

Document Number	0001289638,
Date	May 11, 2026
Instrument	20261289638

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2055

Interest

Rate	6.46%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CLOVER ST, PLAIN, WI 53577-9657

Mortgage

Document Number	0001252391
Date	Aug 1, 2023
Instrument	1252391

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Nov 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1151802
Date	Jul 21, 2017
Instrument	1151802

Lender

Name	THE PEOPLES COMMUNITY BANK
Type	Bank
Address	MAZOMANIE, WI 53560

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Nov 5, 2020
Property Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Document Number	0001208341
Instrument Date	Oct 28, 2020
Instrument	1208341
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CLOVER ST, PLAIN, WI 53577-9657

Mortgage

Document Number	0001208342
Date	Nov 5, 2020
Instrument	1208342

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	May 10, 2017
Property Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Document Number	1148368
Instrument Date	May 9, 2017
Instrument	1148368
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CLOVER ST, PLAIN, WI 53577-9657

Mortgage

Document Number	, 1148369
Date	May 10, 2017
Instrument	1148369

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	May 10, 2017
Property Address	1195 CLOVER ST, PLAIN, WI 53577-9657
Document Number	0001148368
Instrument Date	May 9, 2017
Instrument	1148368
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CLOVER ST, PLAIN, WI 53577-9657

Mortgage

Document Number	0001148369
Date	May 10, 2017
Instrument	1148369

Lender

Name	THE PEOPLES COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	Plain Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (+7.87%) Homeowner's exemption	$163,200 (+0.68%) Land $20,500 Building $142,700	$287,656 (+21.36%) Land $36,133 Building $251,523
2023	$4,002.00 Homeowner's exemption	$162,100 Land $20,500 Building $141,600	$237,033 Land $29,976 Building $207,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAIN WATERWORKS serves 792 people · EPA ID WI1570098
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: LightSpeed powered by Reedsburg Utility.

Cell Coverage

5G (outdoors only) and 4G LTE

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