1130 Clover St, Plain, WI 53577 Property Records

Sauk County property record for 1130 Clover St, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Jul 2018)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`171 0047-00000`

Property Details

APN / Parcel Number

Primary APN	`171 0047-00000`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	1130 CLOVER ST
City	PLAIN
State	WI
Zip	53577-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8-9-4 PRT NE1/4 NW1/4 VIL OF PLAIN ORIG PLAT LOT 8 BLK 4 (S/RESTR PER D-798295) 0.23A
Legal Range	04E
Legal Township	09N
Legal Section	08
Legal Subdivision	VILLAGE OF PLAIN
Legal Block	4
Legal Lot Number	8
Jurisdiction	SAUK WI
Township / Civil Division	PLAIN
Census Block Group	3
Census Block	3071
Census Tract	1100

Owner

Source: Sauk County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 363, PLAIN, WI 53577-0363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL BANK
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL BANK
Apr 23, 2010	Deed of Trust, Mortgage THE PEOPLES COMMUNITY BANK
Nov 2, 2010	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES COMMUNITY BANK
Feb 15, 2005	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK SPRING GREEN & PLAIN
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit ROYAL BANK
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage ROYAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20181167622
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Recording Date	Jul 8, 2026
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Document Number	0001291894
Instrument Date	Jun 26, 2026
Instrument	20261291894
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 CLOVER ST, PLAIN, WI 53577-9669

Mortgage

Document Number	0001291894,
Date	Jul 8, 2026
Instrument	20261291894

Lender

Name	ROYAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001214234
Date	Feb 23, 2021
Instrument	1214234

Lender

Name	ROYAL BANK
Type	Bank
Address	LONE ROCK, WI 53556

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001007707
Date	Apr 23, 2010
Instrument	1007707

Lender

Name	THE PEOPLES COMMUNITY BANK
Address	MAZOMANIE, WI 53560

Agreement

Amount	Amount Recorded

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001019649
Date	Nov 2, 2010
Instrument	1019649

Lender

Name	THE PEOPLES COMMUNITY BANK
Address	MAZOMANIE, WI 53560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2025

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000861497
Date	Feb 15, 2005
Instrument	0861497

Lender

Name	COMMUNITY BANK SPRING GREEN & PLAIN
Address	SPRING GREEN, WI 53588

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 CLOVER ST, PLAIN, WI 53577-9669

Mortgage

Document Number	0001274730
Date	Apr 22, 2025
Instrument	1274730

Lender

Name	ROYAL BANK
Type	Bank
Address	MAUSTON, WI 53948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Jul 3, 2018
Property Address	1130 CLOVER ST, PLAIN, WI 53577-9669
Document Number	0001167622
Instrument Date	Jun 27, 2018
Instrument	1167622
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 363, PLAIN, WI 53577-0363

Mortgage

Document Number	0001167623
Date	Jul 3, 2018
Instrument	1167623

Lender

Name	ROYAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	Plain Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 (+8.22%) Homeowner's exemption	$110,700 (-) Land $17,100 Building $93,600	$195,119 (+20.54%) Land $30,140 Building $164,979
2023	$2,627.00 Homeowner's exemption	$110,700 Land $17,100 Building $93,600	$161,873 Land $25,005 Building $136,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAIN WATERWORKS serves 792 people · EPA ID WI1570098
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: LightSpeed powered by Reedsburg Utility.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures