1195 Camino Biscay, Chula Vista, CA 91910 Property Records

San Diego County property record for 1195 Camino Biscay, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,393 sqft · built 1994
Lot Size	0.174 acres (7,563 sqft)
Owner	Company Name on Record
Last Sale	$652,500 (Jun 2019)
Tax Bill	$9,056 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`640-322-26-00`

Property Details

APN / Parcel Number

Primary APN	`640-322-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,563 sqft (0.174 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1195 CAMINO BISCAY
City	CHULA VISTA
State	CA
Zip	91910-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC2RP
Legal Description	LOT 48 TR 012818
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012818
Legal Block	2
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13420

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Nov 24, 2016	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Oct 19, 2010 · Amount on Record
Deed Document Number	2019256744
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000004425
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700

Mortgage

Document Number	0000140393
Date	Feb 23, 2021
Instrument	2021-0140393

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152992
Date	Mar 25, 2020
Instrument	2020-0152992

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2021
Property Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700
Document Number	0000004425
Instrument Date	Nov 23, 2020
Instrument	4425
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1195 CAMINO BISCAY CHULA VISTA CA 919107700, CHULA VISTA, CA 91910-7700

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2019
Property Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700
Document Number	0000256744
Instrument Date	May 30, 2019
Instrument	256744
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 CAMINO BISCAY CHULA VISTA CA 919107700, CHULA VISTA, CA 91910-7700

Mortgage

Document Number	256745
Date	Jun 28, 2019
Instrument	256745

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1195 CAMINO BISCAY, CHULA VISTA, CA 91910-7700
Document Number	0000037355
Instrument Date	Nov 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 CAMINO BISCAY CHULA VISTA CA 919107700, CHULA VISTA, CA 91910-7700

Mortgage

Document Number	0000037355
Date	Jan 25, 2017
Instrument	37355

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,426 (+2%) Land $331,128 Building $411,298
2025	$9,056.00 (+5.56%) Homeowner's exemption	$727,870 (+4.04%) Land $324,636 Building $403,234
2023	$8,579.00 (+2.96%) Homeowner's exemption	$699,608 Land $312,031 Building $387,577
2022	$8,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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