1195 Bright Hts W, Hernando, MS 38632 Property Records

DeSoto County property record for 1195 Bright Hts W, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,698 sqft · built 2008
Lot Size	1.52 acres (66,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Jan 2021)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-1-11-02-0-00016-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-1-11-02-0-00016-00`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,698 sqft Adjusted Area
1st Floor Area	1,956 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	66,599 sqft (1.52 acres)
Patio Area	390 sqft

Location & Zoning

Street Address	1195 BRIGHT HTS W
City	HERNANDO
State	MS
Zip	38632-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BRIGHT HEIGHTS SEC B LOT 16
Legal Range	007
Legal Township	03S
Legal Section	11
Legal Subdivision	BRIGHT HEIGHTS
Legal Lot Number	16
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	71002

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1195 BRIGHT HTS W, HERNANDO, MS 38632-6009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Jan 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FEDEX EMPLOYEES CREDIT ASSN FCU
Mar 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Sep 9, 2016
Deed Book / Page	945 / 376
Prior Transfer Date	Jan 6, 2021
Prior Transfer Doc	000945/376
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1195 BRIGHT HTS W, HERNANDO, MS 38632-6009
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004509/422
Date	Mar 21, 2018
Book Page	4509/422
Instrument	T04509-00422

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jan 19, 2021
Property Address	1195 BRIGHT HTS W, HERNANDO, MS 38632-6009
Document Number	000945/376
Book / Page	945 / 376
Map Reference	MB 91 PG 13
Instrument Date	Jan 6, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, SILK TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 BRIGHT HTS W, HERNANDO, MS 38632-6009

Mortgage

Document Number	0005137616
Date	Jan 19, 2021
Instrument	5137/616

Lender

Name	FEDEX EMPLOYEES CREDIT ASSN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 21, 2018
Property Address	1195 BRIGHT HTS W, HERNANDO, MS 38632-6009
Document Number	000851/138
Book / Page	851 / 138
Instrument Date	Mar 19, 2018
Instrument	W00851-00138
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11810 PLEASANT RIDGE ROAD APT 1211, 1211, LITTLE ROCK, AR 72223-2380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 BRIGHT HTS W, HERNANDO, MS 38632-6009

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 (-17.54%)	$20,275 (-) Land $4,000 Building $16,275	$202,750 (-) Land $40,000 Building $162,750
2023	$1,277.00	$20,275	$202,750 Land $40,000 Building $162,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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