1161 Bright Hts W, Hernando, MS 38632 Property Records

DeSoto County property record for 1161 Bright Hts W, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,936 sqft · built 2006
Lot Size	1.91 acres (83,587 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-1-11-02-0-00015-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-1-11-02-0-00015-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,936 sqft Adjusted Area
1st Floor Area	2,066 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	83,587 sqft (1.91 acres)

Location & Zoning

Street Address	1161 BRIGHT HTS W
City	HERNANDO
State	MS
Zip	38632-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BRIGHT HEIGHTS SEC B LOT 15
Legal Range	007
Legal Township	03S
Legal Section	11
Legal Subdivision	BRIGHT HEIGHTS
Legal Lot Number	15
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	71002

Owner

1161 Bright Hts W is owned and occupied by two individuals who acquired it in January 2019.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1161 BRIGHT HTS W, HERNANDO, MS 38632-6009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jan 3, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 2, 2019
Transfer Doc	000876/704
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1161 BRIGHT HTS W, HERNANDO, MS 38632-6009
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 BRIGHT HEIGHTS W, HERNANDO, MS 38632-6009

Mortgage

Document Number	005604/203
Date	Sep 19, 2022
Book Page	5604/203

Lender

Name	RENASANT BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1161 BRIGHT HTS W, HERNANDO, MS 38632-6009
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 BRIGHT HEIGHTS W, HERNANDO, MS 38632-6009

Mortgage

Document Number	005574/593
Date	Jul 26, 2022
Book Page	5574/593

Lender

Name	RENASANT BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jan 3, 2019
Property Address	1161 BRIGHT HTS W, HERNANDO, MS 38632-6009
Document Number	000876/704
Book / Page	0876 / 704
Map Reference	MB 91 PG 13&14
Instrument Date	Jan 2, 2019
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1161 BRIGHT HTS W, HERNANDO, MS 38632-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1161 BRIGHT HTS W, HERNANDO, MS 38632-6009

Tax Assessment & Valuation

The 2025 property tax bill for 1161 Bright Hts W was $2,245.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,245.00	$27,219 Land $4,000 Building $23,219	$272,187 Land $40,000 Building $232,187
2023	$2,003.00	$20,042	$200,417 Land $40,000 Building $160,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1161 Bright Hts W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1161 Bright Hts W is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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