11946 85th St, Largo, FL 33773 Property Records

Pinellas County property record for 11946 85th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,520 sqft · built 2004
Lot Size0.275 acres (12,001 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (May 2017)
Tax Bill$4,189 (2025)
Deeds & MortgagesMay 2017 Transfer
May 2017 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-779-9642-9

Property Details

APN / Parcel Number

Primary APNC62-000-779-9642-9
Alternative APNs
  • 12-30-15-83910-000-0080
  • R412492

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,520 sqft Heated Area
1st Floor Area1,520 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,001 sqft (0.275 acres)
Lot Dimensions200 ft deep x 60 ft wide
View / LotPark
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area1,252 sqft
Deck Area136 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR412492
Street Address11946 85TH ST
CityLARGO
StateFL
Zip33773-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET LAKE ESTATES LOT 8
Legal Range15
Legal Township30
Legal Section12
Legal SubdivisionSOMERSET LAKE ESTATES
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2016
Census Tract25011

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11946 85TH ST, LARGO, FL 33773-2717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
May 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
May 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
May 15, 2017Warranty Deed, Transfer · Conventional Mortgage
BAY TO BAY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Prior SaleMay 15, 2017
Deed Document Number0196282695
Deed Book / Page19628 / 2695
Record UpdatedJun 8, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMay 15, 2017
Property Address11946 85TH ST, LARGO, FL 33773-2717
Document Number0196282695
Book / Page019628 / 002695
Instrument DateMay 15, 2017
Instrument150255
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11946 85TH ST LARGO FL 337732717, LARGO, FL 33773-2717

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMay 15, 2017
Property Address11946 85TH ST, LARGO, FL 33773-2717
Document Number0196290847
Book / Page019629 / 000847
Instrument DateApr 25, 2017
Instrument150529
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11946 85TH ST LARGO FL 337732717, LARGO, FL 33773-2717

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMay 15, 2017
Property Address11946 85TH ST, LARGO, FL 33773-2717
Document Number0196290846
Book / Page019629 / 000846
Instrument DateApr 25, 2017
Instrument150528
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11946 85TH ST LARGO FL 337732717, LARGO, FL 33773-2717

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 15, 2017
Property Address11946 85TH ST, LARGO, FL 33773-2717
Document Number0196290845
Book / Page019629 / 000845
Instrument DateApr 11, 2017
Instrument150527
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11946 85TH ST LARGO FL 337732717, LARGO, FL 33773-2717

Mortgage

Document Number196290848
DateMay 15, 2017
Book Page019629/000848
Instrument150530
Lender
NameBAY TO BAY LNDG
AddressTAMPA, FL 33606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,189.00 (+6.48%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$279,681 (+5.99%)$527,218 (+7.26%) Land $137,141 Building $390,077
2023$3,934.00 (+0.56%) Homeowner's exemption Disabled Person's exemption$263,883 (+3%)$491,545 (+20.97%) Land $193,091 Building $298,454
2022$3,912.00 Homeowner's exemption Disabled Person's exemption$256,197$406,338 Land $177,947 Building $228,391

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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