11892 85th St, Largo, FL 33773 Property Records

Pinellas County property record for 11892 85th St, Largo, FL 33773 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,765 sqft · built 2004
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Jan 2005)
Tax Bill$2,650 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-779-9639-5

Property Details

APN / Parcel Number

Primary APNC62-000-779-9639-5
Alternative APNs
  • 12-30-15-83910-000-0050
  • 301512839100000050
  • R412489

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,765 sqft Living Area
Gross Area2,384 sqft
1st Floor Area1,765 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions200 ft deep x 60 ft wide
View / LotPond
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area199 sqft
Deck Area974 sqft
Patio Area974 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR412489
Street Address11892 85TH ST
CityLARGO
StateFL
Zip33773-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET LAKE ESTATES LOT 5
Legal Range15E
Legal Township30S
Legal Section12
Legal SubdivisionSOMERSET LAKE ESTATES
Legal Tract83910
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2016
Census Tract25011

Owner

Source: Pinellas County records · APN C62-000-779-9639-5

Assessment roll updated December 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11892 85TH ST, LARGO, FL 33773-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2005 · Amount on Record
Deed SaleJan 03, 2005 · Amount on Record
Prior SaleDec 30, 1994 · Amount on Record
Deed Document Number2005390
Deed Book / Page14037 / 836
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateApr 20, 2026
Property Address11892 85TH ST, LARGO, FL 33773-2715
Document Number0000106008
Book / Page23530 / 1150
Instrument DateMar 23, 2026
Instrument2026106008
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11892 85TH ST, LARGO, FL 33773-2715
InvestorPossibly a Property Investor

Mortgage

Document Number0000106008,
DateApr 20, 2026
Book Page23530/1150
Instrument2026106008
Lender
NamePINNACLE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2056
Interest
Rate6.01%
Max Rate-1%

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,650.00 (+7.51%) Homeowner's exemption$182,625 (+5.99%)$454,953 (+4.01%) Land $137,003 Building $317,950
2024$2,465.00 (+2.07%)
2023$2,415.00 (+2.99%) Homeowner's exemption$172,309 (+3%)$437,433 (+19.24%) Land $192,916 Building $244,517
2022$2,345.00 Homeowner's exemption$167,290$366,842 Land $178,144 Building $188,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030250112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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