11945 Simpson Rd, Clarksville, MD 21029 Property Records

Howard County property record for 11945 Simpson Rd, Clarksville, MD 21029

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,186 sqft · built 1964
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jan 2020)
Tax Bill	$8,142 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-367158`

Property Details

APN / Parcel Number

Primary APN	`05-367158`
Alternative APNs	`5367158` `367158`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,186 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	367158
Street Address	11945 SIMPSON RD
City	CLARKSVILLE
State	MD
Zip	21029-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 6 1.3553 A 11945 SIMPSON RD CHERRY BRAE RSB LOT 4
Legal Subdivision	CHERRY BRAE RESUB
Legal Lot Number	4,6
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1018
Census Tract	605106

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11945 SIMPSON RD, CLARKSVILLE, MD 21029-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 6, 2020	Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	May 24, 2002 · Amount on Record
Deed Book / Page	19109 / 130
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11945 SIMPSON RD, CLARKSVILLE, MD 21029-1723
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0218760076
Date	Feb 7, 2023
Book Page	21876/76

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11945 SIMPSON RD, CLARKSVILLE, MD 21029-1723
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	STATE TITLE AGENCY INC, STATES TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11945 SIMPSON RD, CLARKSVILLE, MD 21029-1723

Mortgage

Document Number	0202220360
Date	Feb 12, 2021
Book Page	20222/360

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 6, 2020
Property Address	11945 SIMPSON RD, CLARKSVILLE, MD 21029-1723
Document Number	0191090130
Book / Page	19109 / 130
Map Reference	PL 14485
Instrument Date	Jan 2, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11945 SIMPSON RD, CLARKSVILLE, MD 21029-1723

Mortgage

Document Number	19109134
Date	Jan 6, 2020
Instrument	19109/134

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,142.00 (-7.41%) Homeowner's exemption	$710,833 (+6.28%)	$794,900 (+18.85%) Land $369,700 Building $425,200
2025	$8,794.00 (+52.44%) Homeowner's exemption	$668,800 (+18.47%) Land $279,700 Building $389,100	$668,800 (-) Land $279,700 Building $389,100
2023		$564,533	$668,800 Land $279,700 Building $389,100
2022	$5,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

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