11944 Simpson Rd, Clarksville, MD 21029 Property Records

Howard County property record for 11944 Simpson Rd, Clarksville, MD 21029

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,640 sqft · built 1988
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Company Names on File
Last Sale	$1,050,000 (Jun 2024)
Tax Bill	$10,593 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-398150`

Property Details

APN / Parcel Number

Primary APN	`05-398150`
Alternative APNs	`5398150` `398150`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,640 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Basement
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	48 sqft
Deck Area	80 sqft
Bath House	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	398150
Street Address	11944 SIMPSON RD
City	CLARKSVILLE
State	MD
Zip	21029-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 8 3.566 A 11944 SIMPSON RD PARSONS CHOICE
Legal Subdivision	PARSONS CHOICE
Legal Lot Number	8
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1011
Census Tract	605106

Owner

11944 Simpson Rd is owned by a company that bought it in June 2024 and is owner-occupied.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	11944 SIMPSON RD, CLARKSVILLE, MD 21029-1725
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Sep 18, 2018	Deed, Transfer · Line of Credit TOWER FCU
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2024 · Amount on File
Deed Sale	Jun 26, 2024 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Book / Page	22395 / 461
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11944 SIMPSON RD, CLARKSVILLE, MD 21029-1725
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216240368
Date	Jul 15, 2022
Book Page	21624/368

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Jul 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11944 SIMPSON RD, CLARKSVILLE, MD 21029-1725
Document Number	0191920228
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11944 SIMPSON RD CLARKSVILLE MD 210291725, CLARKSVILLE, MD 21029-1725

Mortgage

Document Number	0191920228
Date	Feb 3, 2020
Book Page	019192/000228

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 2, 2040

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 18, 2018
Property Address	11944 SIMPSON RD, CLARKSVILLE, MD 21029-1725
Document Number	0183680060
Book / Page	18368 / 060
Map Reference	MB6437
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11944 SIMPSON RD, CLARKSVILLE, MD 21029-1725

Mortgage

Document Number	0001836894
Date	Sep 18, 2018
Instrument	18368/94

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0183680070
Date	Sep 18, 2018
Book Page	18368/070

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11944 SIMPSON RD, CLARKSVILLE, MD 21029-1725
Document Number	0174200166
Book / Page	017420 / 000166
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11944 SIMPSON RD CLARKSVILLE MD 210291725, CLARKSVILLE, MD 21029-1725

Mortgage

Document Number	0174200166
Date	Feb 1, 2017
Book Page	017420/000166

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 11944 Simpson Rd was $10,593 with a homeowner's exemption, up 4.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,593.00 (+4.77%) Homeowner's exemption	$733,767 (+5.35%)	$808,300 (+16.05%) Land $390,400 Building $417,900
2025	$10,111.00 Homeowner's exemption	$696,500 Land $300,400 Building $396,100	$696,500 Land $300,400 Building $396,100
2023		$634,567	$696,500 Land $300,400 Building $396,100
2022	$6,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11944 Simpson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11944 Simpson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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