1194 Phoenix Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1194 Phoenix Ave, Schenectady, NY 12308 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,101 sqft · built 1928
Lot Size	0.149 acres (6,525 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2020)
Tax Bill	$6,822 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.77-2-4`

Property Details

APN / Parcel Number

Primary APN	`421500 40.77-2-4`
Alternative APN	`150004007700020040000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,101 sqft Living Area
1st Floor Area	951 sqft
2nd Floor Area	843 sqft
Upper Floors Area	307 sqft
Attic	Attic
Attic Area	307 sqft
Basement Area	515 sqft
Finished Basement	515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,525 sqft (0.149 acres)
Lot Dimensions	145 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1194 PHOENIX AVE
City	SCHENECTADY
State	NY
Zip	12308-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4002
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.77-2-4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1194 PHOENIX AVE, SCHENECTADY, NY 12308-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	202037327
Deed Book / Page	2046 / 668
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 25, 2020
Property Address	1194 PHOENIX AVE, SCHENECTADY, NY 12308-2602
Document Number	0000037327
Book / Page	2046 / 668
Instrument Date	Nov 13, 2020
Instrument	202037327
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1194 PHOENIX AVE, 1194, SCHENECTADY, NY 12308-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 RIDGE TERRACE LN, LEXINGTON, SC 29073-6705

Mortgage

Document Number	0000037328
Date	Nov 25, 2020
Book Page	5044/497
Instrument	202037328

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 27, 2018
Property Address	1194 PHOENIX AVE, SCHENECTADY, NY 12308-2602
Document Number	0000043000
Book / Page	1996 / 729
Instrument Date	Sep 25, 2018
Instrument	201843000
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NORTHWAY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1194 PHOENIX AVE, 1194, SCHENECTADY, NY 12308-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 STATE ROUTE 22, EAGLE BRIDGE, NY 12057-2432

Mortgage

Document Number	0000043001
Date	Sep 27, 2018
Book Page	4867/838
Instrument	201843001

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,822.00 (+4.38%)	$137,600 (-) Land $20,600 Building $117,000	$227,852 (+30.82%) Land $34,112 Building $193,740
2023		$137,600 (-) Land $20,600 Building $117,000	$174,177 (+3.8%) Land $26,076 Building $148,101
2022		$137,600 Land $20,600 Building $117,000	$167,805 Land $25,122 Building $142,683
2021	$6,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 746 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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