1185 Phoenix Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1185 Phoenix Ave, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,810 sqft · built 1933
Lot Size	0.152 acres (6,660 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.69-2-41`

Property Details

APN / Parcel Number

Primary APN	`421500 40.69-2-41`
Alternative APN	`150004006900020410000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	1,030 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,660 sqft (0.152 acres)
Lot Dimensions	148 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1185 PHOENIX AVE
City	SCHENECTADY
State	NY
Zip	12308-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	AND PT OF 71 2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	41.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4003
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 PHOENIX AVE, SCHENECTADY, NY 12308-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1185 PHOENIX AVE, SCHENECTADY, NY 12308-2601
Document Number	0000008503
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 PHOENIX AVE SCHENECTADY NY 123082601, SCHENECTADY, NY 12308-2601

Mortgage

Document Number	0000008503
Date	Feb 24, 2017
Book Page	004744/000335
Instrument	8503

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2032

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,403.00 (+7.11%)	$138,900 (-) Land $20,800 Building $118,100	$230,005 (+30.82%) Land $34,443 Building $195,562
2023		$138,900 (-) Land $20,800 Building $118,100	$175,823 (+3.8%) Land $26,329 Building $149,494
2022		$138,900 Land $20,800 Building $118,100	$169,390 Land $25,366 Building $144,024
2021	$5,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20