Santa Barbara County property record for 1194 E Mountain Dr, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,789 sqft · built 1984 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,651 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 011-020-045 |
| Primary APN | 011-020-045 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,789 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 133,294 sqft |
| Street Address | 1194 E MOUNTAIN DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93108-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3E1 |
| Legal Subdivision | PARCEL MAP NO 13167 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1500 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1192 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Jun 17, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 14, 1997 |
| Transfer Doc | 0000022206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1194 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1192 E MOUNTAIN DR, MONTECITO, CA 93108-1119 |
| Document Number | 0000004014 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 2023-0004014 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1194 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1192 E MOUNTAIN DR, MONTECITO, CA 93108-1119 |
| Document Number | 0000036252 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022-0036252 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1194 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 1192 E MOUNTAIN DR, MONTECITO, CA 93108-1119 |
| Document Number | 0000039191 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0039191 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 1, 2031 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1194 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Document Number | 0000031481 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1192 E MOUNTAIN DR MONTECITO CA 931081119, MONTECITO, CA 93108-1119 |
| Document Number | 0000031481 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 31481 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Cold Spring Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,394,612 (+2.44%) Land $818,818 Building $575,794 | |
| 2025 | $14,651.00 (+3.68%) | $1,361,385 (+4.04%) Land $802,763 Building $558,622 |
| 2023 | $14,131.00 (+0.46%) | $1,308,523 Land $771,592 Building $536,931 |
| 2022 | $14,066.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 47 (1980–2025) |
| Claims Outside the SFHA | 25 of 47 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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