Santa Barbara County property record for 1192 E Mountain Dr, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8 ba · 10,063 sqft · built 1985 |
| Lot Size | 4.91 acres (214,315 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $95,001 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-020-042 |
| Primary APN | 011-020-042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 16 Rooms |
| Building Area | 10,063 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 214,315 sqft |
| Street Address | 1192 E MOUNTAIN DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93108-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3E1 |
| Legal Description | BK 145/56 |
| Legal Subdivision | PARCEL MAP NO 12822 |
| Legal Lot Number | C |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1500 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1192 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| May 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UBS BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 0000039205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1192 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1192 E MOUNTAIN DR, MONTECITO, CA 93108-1119 |
| Document Number | 0000039730 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-0039730 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | May 21, 2021 |
| Property Address | 1192 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Document Number | 0000039205 |
| Map Reference | MB 22 PG 78-80 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021-0039205 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1192 E MOUNTAIN DR, SANTA BARBARA, CA 93108-1119 |
| Document Number | 0000039206 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0039206 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.3% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Cold Spring Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,301,402 (+2.07%) Land $2,490,517 Building $6,810,885 | |
| 2025 | $95,001.00 (+3.77%) Homeowner's exemption Additional exemption filed | $9,113,140 (+4.04%) Land $2,441,684 Building $6,671,456 |
| 2023 | $91,546.00 (+1.82%) Homeowner's exemption Additional exemption filed | $8,759,268 Land $2,346,871 Building $6,412,397 |
| 2022 | $89,912.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 47 (1980–2025) |
| Claims Outside the SFHA | 25 of 47 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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