11935 Forest Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11935 Forest Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,300 sqft · built 1971
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Nov 2016)
Tax Bill	$8,573 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-303-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-303-001.000-018`
Alternative APN	`1610320303001000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,300 sqft Living Area
Gross Area	6,500 sqft
1st Floor Area	5,636 sqft
Basement Area	1,344 sqft
Finished Basement	1,008 sqft
Unfinished Basement	336 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	157,252 sqft (3.61 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	11935 FOREST DR
City	CARMEL
State	IN
Zip	46033-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.61, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN FORESTS, LOT PT 25
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN FORESTS
Legal Lot Number	25
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11935 FOREST DR, CARMEL, IN 46033-4347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF INDIANAPOLIS
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 15, 2017	Trustee's Deed, Construction Loan · Line of Credit NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on Record
Deed Sale	Nov 9, 2016 · Amount on Record
Prior Sale	May 24, 2016
Deed Document Number	201659032
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0000059032
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 22, 2026
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Document Number	0000016924
Instrument Date	Apr 17, 2026
Instrument	202616924
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11935 FOREST DR, CARMEL, IN 46033-4347

Mortgage

Document Number	0000016924,
Date	Apr 22, 2026
Instrument	202616924

Lender

Name	NATIONAL BANK OF INDIANAPOLIS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11935 FOREST DR, CARMEL, IN 46033-4347

Mortgage

Document Number	0000059767
Date	Aug 16, 2021
Instrument	2021059767

Lender

Name	US BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Mar 18, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059504
Date	Aug 16, 2021
Instrument	2021059504

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11935 FOREST DR, CARMEL, IN 46033-4347

Mortgage

Document Number	2021059767
Date	Aug 16, 2021
Instrument	2021059767

Lender

Name	US BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Mar 18, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021059504
Date	Aug 16, 2021
Instrument	2021059504

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054753
Date	Nov 3, 2017
Instrument	2017054753

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054923
Date	Nov 6, 2017
Instrument	2017054923

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030034
Date	May 21, 2020
Instrument	2020030034

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 15, 2017
Property Address	11935 FOREST DR, CARMEL, IN 46033-4347
Instrument Date	Mar 8, 2017
Instrument	11060
Transaction Type	Construction Loan
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11935 FOREST DR CARMEL IN 460334347, CARMEL, IN 46033-4347

Mortgage

Document Number	0000011060
Date	Mar 15, 2017
Instrument	11060

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$704,100 (+5.75%) Land $228,400 Building $475,700	$704,100 (+5.75%) Land $228,400 Building $475,700
2024	$8,573.00 (+1.34%)
2023	$8,460.00 (-8.81%) Homeowner's exemption	$665,800 (-9.56%) Land $228,400 Building $437,400	$665,800 (-9.56%) Land $228,400 Building $437,400
2022	$9,277.00 Homeowner's exemption	$736,200 Land $169,200 Building $567,000	$736,200 Land $169,200 Building $567,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

Cell Coverage

5G and 4G LTE (outdoors only)

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