11909 Forest Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11909 Forest Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,572 sqft · built 1969
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Tax Bill	$6,667 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-303-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-303-008.000-018`
Alternative APN	`1610320303008000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,572 sqft Living Area
1st Floor Area	2,340 sqft
2nd Floor Area	592 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	2,340 sqft
Finished Basement	2,340 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Architectural Style	Other
Exterior Material	Stone
Construction Type	Wood
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Lot Dimensions	316 ft deep x 120 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610320303008000
Street Address	11909 FOREST DR
City	CARMEL
State	IN
Zip	46033-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN FORESTS, LOT 21
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	CARMEL EDEN FOREST
Legal Lot Number	21
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11909 FOREST DR, CARMEL, IN 46033-4347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2014
Deed Sale	Jun 9, 2014
Prior Sale	Jun 9, 2014
Deed Document Number	2014021697
Last Transfer Date	May 7, 2020
Transfer Doc	0000026700
Record Updated	Jun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	May 7, 2020
Property Address	11909 FOREST DR, CARMEL, IN 46033-4347
Document Number	0000026700
Instrument Date	Apr 28, 2020
Instrument	26700
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	PINNACLE LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 FOREST DR CARMEL IN 460334347, CARMEL, IN 46033-4347

Mortgage

Document Number	26701
Date	May 7, 2020
Instrument	26701

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 6, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$623,800 (+6.45%) Land $160,800 Building $463,000	$623,800 (+6.45%) Land $160,800 Building $463,000
2024	$6,667.00 (+2.46%)	$586,000 (-) Land $160,800 Building $425,200	$586,000 (-) Land $160,800 Building $425,200
2023	$6,507.00 (-15.45%) Homeowner's exemption	$586,000 (-12.78%) Land $160,800 Building $425,200	$586,000 (-12.78%) Land $160,800 Building $425,200
2022	$7,696.00 Homeowner's exemption	$671,900 Land $119,200 Building $552,700	$671,900 Land $119,200 Building $552,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

Cell Coverage

5G and 4G LTE (outdoors only)

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