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1193 Liza St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1193 Liza St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,167 sqft · built 1985
Lot Size0.723 acres (31,493 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2018)
Tax Bill$2,663 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-26-31-7500-0001-0290

Property Details

APN / Parcel Number

Primary APN06-26-31-7500-0001-0290
Alternative APNs
  • 263106750000010290
  • 96390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,167 sqft Living Area
Gross Area1,523 sqft
1st Floor Area1,167 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area31,493 sqft (0.723 acres)
Lot Dimensions300 ft deep x 105 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1193 LIZA ST
CitySAINT CLOUD
StateFL
Zip34771-4824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionS L & I C S 60 FT OF LOT 475 & N 45 FT OF LOT 486 LESS RD R/W
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionARROWHEAD COUNTRY ESTATES UNREC
Legal Tract7500
Legal Block290
Legal Lot Number29
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2036
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1193 LIZA ST, SAINT CLOUD, FL 34771-4824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2018 · Amount on Record
Deed SaleSep 7, 2018 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Document Number2018135291
Deed Book / Page5397 / 2246
Prior Transfer DateJul 31, 2006
Prior Transfer Doc0032510969
Record UpdatedJun 8, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 7, 2018
Property Address1193 LIZA ST, SAINT CLOUD, FL 34771-4824
Document Number0053972246
Book / Page5397 / 2246
Instrument DateAug 17, 2018
Instrument2018135291
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3265 RAMBLER AVE, 3265, SAINT CLOUD, FL 34772-9396

Transferred To (Grantee/Buyer)

NameVerified Name
Address1193 LIZA ST, SAINT CLOUD, FL 34771-4824

Mortgage

Document Number0053972248
DateSep 7, 2018
Book Page5397/2248
Instrument2018135293
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,663.00 (+6.05%) Homeowner's exemption$181,624 (+5.99%)$271,600 (+18.71%) Land $75,000 Building $196,600
2024$2,511.00 (+2.32%)
2023$2,454.00 (+4.87%) Homeowner's exemption$171,366 (+3%)$228,800 (+24.08%) Land $52,000 Building $176,800
2022$2,340.00 Homeowner's exemption$166,375$184,400 Land $52,000 Building $132,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: CenturyLink, Verizon.

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