1192 Liza St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1192 Liza St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1987
Lot Size	0.758 acres (33,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2026)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-7500-0001-0221`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-7500-0001-0221`
Alternative APNs	`263106750000010221` `96362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,018 sqft (0.758 acres)
Lot Dimensions	300 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	465 sqft
Porch	Patio
Porch Area	186 sqft
Deck Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1192 LIZA ST
City	SAINT CLOUD
State	FL
Zip	34771-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	S 110 FT OF LOT 455 OF S L & I C LESS E 15 FT FOR R/W AKA LOT 13 OF TRACT 22 ARROWHEAD COUNTRY ESTATES
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ARROWHEAD COUNTRY ESTATES UNREC
Legal Tract	22
Legal Block	221
Legal Lot Number	221
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2035
Census Tract	43600

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1192 LIZA ST, SAINT CLOUD, FL 34771-4825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer WEST ORANGE TITLE INC, WEST ORANGE TITLE
Mar 26, 2026	Warranty Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL LLC
Mar 26, 2026	Warranty Deed, Transfer CLOSING USA LLC, CLOSING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Mar 26, 2026 · Amount on Record
Deed Document Number	2026124114
Deed Book / Page	7039 / 2899
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2026
Property Address	1192 LIZA ST, SAINT CLOUD, FL 34771-4825
Document Number	0000124114
Book / Page	7039 / 2899
Instrument Date	Sep 25, 2026
Instrument	2026124114
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	WEST ORANGE TITLE INC, WEST ORANGE TITLE

Transaction

Amount	Amount Recorded
Tax	$349,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 LIZA ST, SAINT CLOUD, FL 34771-4825

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2026
Property Address	1192 LIZA ST, SAINT CLOUD, FL 34771-4825
Document Number	0069432382
Book / Page	6943 / 2382
Map Reference	MB B PG 63-64
Instrument Date	Mar 20, 2026
Instrument	2026039820
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CLOSING GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1192 LIZA ST, SAINT CLOUD, FL 34771-4825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 W WASHINGTON ST STE 133, 133, TEMPE, AZ 85288-1493
Investor	Possibly a Property Investor

Mortgage

Document Number	0069432386
Date	Mar 26, 2026
Book Page	6943/2386
Instrument	2026039822

Lender

Name	EASY STREET CAPITAL LLC
Type	Mortgage Company
Address	AUSTIN, TX 78702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jan 1, 2027

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2026
Property Address	1192 LIZA ST, SAINT CLOUD, FL 34771-4825
Document Number	0069432384
Book / Page	6943 / 2384
Map Reference	MB B PG 63-64
Instrument Date	Mar 20, 2026
Instrument	2026039821
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CLOSING USA LLC, CLOSING GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 W WASHINGTON ST # ST133, ST133, TEMPE, AZ 85288-1490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 NW 62ND AVE # 614, MARGATE, FL 33063-8303

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (+8.91%)	$119,817 (+5.99%)	$329,300 (+17.31%) Land $75,000 Building $254,300
2024	$1,201.00 (+1.69%)
2023	$1,181.00 (+3.14%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$113,050 (+3%)	$280,700 (+24.42%) Land $52,000 Building $228,700
2022	$1,145.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$109,758	$225,600 Land $52,000 Building $173,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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