1193 Concord Dr, Elgin, IL 60120 Property Records

Cook County property record for 1193 Concord Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,204 sqft · built 1988
Lot Size0.234 acres (10,176 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jun 2000)
Tax Bill$5,954 (2023)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-19-407-018

Property Details

APN / Parcel Number

Primary APN06-19-407-018
Alternative APN
  • 06-19-407-018-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,176 sqft (0.234 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1193 CONCORD DR
CityELGIN
StateIL
Zip60120-7608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionSUMMERHILL UNIT4
Legal Lot Number301
Legal Unit4
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2005
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1193 CONCORD DR, ELGIN, IL 60120-7608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2000 · Amount on Record
Deed SaleJun 14, 2000 · Amount on Record
Prior SaleApr 21, 1995 · Amount on Record
Deed Document Number2000407
Prior Transfer DateMay 20, 1994
Prior Transfer Doc0000000326
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1193 CONCORD DR, ELGIN, IL 60120-7608
Document Number1917233009
Instrument DateMay 7, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1193 CONCORD DR ELGIN IL 601207608, ELGIN, IL 60120-7608

Mortgage

Document Number1917233009
DateJun 21, 2019
Instrument17233009
Lender
NameFIFTH THIRD BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 20, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 (+12.5%) Land $7,123 Building $19,877$270,000 (+12.5%) Land $71,230 Building $198,770
2023$5,954.00 (+3.44%)
2022$5,756.00 Homeowner's exemption$23,999 Land $6,614 Building $17,385$239,990 Land $66,140 Building $173,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Concord Dr

Nearby Streets

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