1183 Concord Dr, Elgin, IL 60120 Property Records

Cook County property record for 1183 Concord Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1988
Lot Size	0.173 acres (7,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2023)
Tax Bill	$5,575 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-407-021`

Property Details

APN / Parcel Number

Primary APN	`06-19-407-021`
Alternative APN	`06-19-407-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,525 sqft (0.173 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1183 CONCORD DR
City	ELGIN
State	IL
Zip	60120-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT 04
Legal Lot Number	302
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2005
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1450 N KING EDWARD CT, 202, PALATINE, IL 60067-2661
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202328110
Prior Transfer Date	Jun 9, 1993
Prior Transfer Doc	0000000205
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 16, 2023
Property Address	1183 CONCORD DR, ELGIN, IL 60120-7608
Document Number	0022828110
Map Reference	DOC 87-284667
Instrument Date	Jul 14, 2023
Instrument	2322828110
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 W WINCHESTER RD # 205205, 205205, LIBERTYVILLE, IL 60048-5341

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1183 CONCORD DR, ELGIN, IL 60120-7608

Mortgage

Document Number	0022828111
Date	Aug 16, 2023
Instrument	2322828111

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate	6.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,001 (+15.39%) Land $5,268 Building $24,733	$300,010 (+15.39%) Land $52,680 Building $247,330
2023	$5,575.00 (+4.03%)
2022	$5,359.00 (+33.51%)	$25,999 (+41.99%) Land $4,891 Building $21,108	$259,990 (+41.99%) Land $48,910 Building $211,080
2021	$4,014.00 Homeowner's exemption Senior Citizen's exemption	$18,311 Land $3,950 Building $14,361	$183,110 Land $39,500 Building $143,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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