11929 E 40th Ct, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11929 E 40th Ct, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,032 sqft · built 1994
Lot Size	0.277 acres (12,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2022)
Tax Bill	$6,406 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45331.4301`

Property Details

APN / Parcel Number

Primary APN	`45331.4301`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,032 sqft Living Area
Gross Area	3,585 sqft
1st Floor Area	1,516 sqft
Basement Area	1,516 sqft
Finished Basement	1,516 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,060 sqft (0.277 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces
Deck Area	260 sqft
Patio Area	252 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11929 E 40TH CT
City	SPOKANE VALLEY
State	WA
Zip	99206-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MIDILOME 7TH ADD LOT 1 BLK 2
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	MIDILOME 7TH ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3016
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 4, 2021	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Dec 30, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	May 11, 1995 · Amount on Record
Deed Document Number	20227221875
Prior Transfer Date	Jan 2, 2021
Prior Transfer Doc	0007016950
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 7, 2022
Property Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Document Number	0007221875
Map Reference	VOL 20 PG 92
Instrument Date	Jul 5, 2022
Instrument	7221875
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346

Mortgage

Document Number	0007221876
Date	Jul 7, 2022
Instrument	7221876

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007072937
Date	May 11, 2021
Instrument	7072937

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007072978
Date	May 11, 2021
Instrument	7072978

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 4, 2021
Property Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Document Number	0007016950
Instrument Date	Jan 2, 2021
Instrument	7016950
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11929 E 40TH CT SPOKANE VALLEY WA 992066346, SPOKANE VALLEY, WA 99206-6346

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 30, 2020
Property Address	11929 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Document Number	0007015301
Instrument Date	Dec 29, 2020
Instrument	7015301
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	818 W RIVERSIDE AVE #250 SPOKANE WA 992010910, 250, SPOKANE, WA 99201-0910

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,406.00 (-0.44%)	$586,600 (-0.91%) Land $120,000 Building $466,600	$586,600 (-0.91%) Land $120,000 Building $466,600
2025	$6,434.00 (+8.61%)	$592,000 (+1.58%) Land $90,000 Building $502,000	$592,000 (+1.58%) Land $90,000 Building $502,000
2024	$5,924.00 (+3.01%)	$582,800 (+29.71%) Land $90,000 Building $492,800	$582,800 (+29.71%) Land $90,000 Building $492,800
2023	$5,751.00 (+1.77%)	$449,300 Land $62,500 Building $386,800	$449,300 Land $62,500 Building $386,800
2022	$5,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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