11925 E 40th Ct, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11925 E 40th Ct, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,749 sqft · built 1993
Lot Size	0.434 acres (18,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,280 (Sep 2012)
Tax Bill	$5,364 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45331.4303`

Property Details

APN / Parcel Number

Primary APN	`45331.4303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,749 sqft Living Area
Gross Area	3,614 sqft
1st Floor Area	1,574 sqft
Basement Area	690 sqft
Finished Basement	400 sqft
Unfinished Basement	290 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2011
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,887 sqft (0.434 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11925 E 40TH CT
City	SPOKANE VALLEY
State	WA
Zip	99206-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MIDILOME 7TH ADD LOT 3 BLK 2
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	MIDILOME 7TH ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3016
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11925 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012 · Amount on Record
Deed Sale	Sep 12, 2012 · Amount on Record
Deed Document Number	20126127941
Prior Transfer Date	Sep 12, 2003
Prior Transfer Doc	0004967292
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11925 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006995644
Date	Nov 16, 2020
Instrument	6995644

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11925 E 40TH CT, SPOKANE VALLEY, WA 99206-6346
Document Number	0006839871
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11925 FE 40TH CT SPOKANE VALLEY WA 99206, SPOKANE VALLEY, WA 99206

Mortgage

Document Number	0006839871
Date	Sep 6, 2019
Instrument	6839871

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,364.00 (+0.02%)	$496,100 (-9.91%) Land $120,000 Building $376,100	$496,100 (-9.91%) Land $120,000 Building $376,100
2025	$5,363.00 (-2.86%)
2024		$550,700 (+27.12%) Land $90,000 Building $460,700	$550,700 (+27.12%) Land $90,000 Building $460,700
2023	$5,521.00 (+3.64%)	$433,200 Land $62,500 Building $370,700	$433,200 Land $62,500 Building $370,700
2022	$5,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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