11928 E 40th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11928 E 40th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,942 sqft · built 1994
Lot Size	0.263 acres (11,475 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jul 1999)
Tax Bill	$5,644 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45331.4417`

Property Details

APN / Parcel Number

Primary APN	`45331.4417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,042 sqft
2nd Floor Area	900 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,475 sqft (0.263 acres)
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	11928 E 40TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MIDILOME 7TH ADD LOT 17 BLK 3
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	MIDILOME 7TH ADD
Legal Block	3
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3017
Census Tract	12402

Owner

11928 E 40th Ave is owned and occupied by an individual who bought it in July 1999.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Oct 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1999 · Amount on File
Deed Sale	Jul 30, 1999 · Amount on File
Prior Sale	Apr 24, 1998 · Amount on File
Deed Document Number	19994396256
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344

Mortgage

Document Number	0007234957
Date	Aug 26, 2022
Instrument	7234957

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344

Mortgage

Document Number	0007168922
Date	Jan 7, 2022
Instrument	7168922

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006854850
Date	Oct 18, 2019
Instrument	6854850

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006976564
Date	Oct 2, 2020
Instrument	6976564

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11928 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006998886
Date	Nov 23, 2020
Instrument	6998886

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 11928 E 40th Ave was $5,644, up 2.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,644.00 (+2.77%)	$497,000 Land $120,000 Building $377,000	$497,000 Land $120,000 Building $377,000
2025	$5,492.00
2024		$484,400 (+25.62%) Land $90,000 Building $394,400	$484,400 (+25.62%) Land $90,000 Building $394,400
2023	$4,901.00 (+2.57%)	$385,600 Land $62,500 Building $323,100	$385,600 Land $62,500 Building $323,100
2022	$4,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11928 E 40th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11928 E 40th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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