11916 E 40th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11916 E 40th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,270 sqft · built 1993
Lot Size	0.29 acres (12,639 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Jan 2020)
Tax Bill	$5,604 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit May 2018 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45331.4415`

Property Details

APN / Parcel Number

Primary APN	`45331.4415`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,270 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,044 sqft
2nd Floor Area	826 sqft
Basement Area	1,026 sqft
Finished Basement	400 sqft
Unfinished Basement	626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,639 sqft (0.29 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	72 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11916 E 40TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MIDILOME 7TH ADD LOT 15 BLK 3
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	MIDILOME 7TH ADD
Legal Block	3
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3017
Census Tract	12402

Owner

11916 E 40th Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11916 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
May 4, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP
Jan 6, 2020	Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Jul 27, 2007 · Amount on File
Deed Document Number	20206879699
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11916 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007464063
Date	Jan 13, 2026
Instrument	7464063

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11916 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006704684
Date	May 4, 2018
Instrument	6704684

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11916 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007025653
Date	Jan 25, 2021
Instrument	7025653

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	68210

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 6, 2020
Property Address	11916 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344
Document Number	0006879699
Map Reference	VOL 20 PG 92
Instrument Date	Jan 2, 2020
Instrument	6879699
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11916 E 40TH AVE, SPOKANE VALLEY, WA 99206-6344

Mortgage

Document Number	0006879700
Date	Jan 6, 2020
Instrument	6879700

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 11916 E 40th Ave was $5,604, up 4.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,604.00 (+4.18%)	$486,500 (-1.28%) Land $120,000 Building $366,500	$486,500 (-1.28%) Land $120,000 Building $366,500
2025	$5,379.00	$492,800 (+18.46%) Land $110,000 Building $382,800	$492,800 (+18.46%) Land $110,000 Building $382,800
2024		$416,000 (+22.53%) Land $90,000 Building $326,000	$416,000 (+22.53%) Land $90,000 Building $326,000
2023	$4,310.00 (+1.46%)	$339,500 Land $62,500 Building $277,000	$339,500 Land $62,500 Building $277,000
2022	$4,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11916 E 40th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11916 E 40th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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