11923 White Oak Pass, Conroe, TX 77385 Property Records

Montgomery County property record for 11923 White Oak Pass, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,003 sqft · built 2002
Lot Size	5.3 acres (231,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$684,950 (Jun 2026)
Tax Bill	$9,179 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9524-02-00300`

Property Details

APN / Parcel Number

Primary APN	`9524-02-00300`
Alternative APN	`R255773`

Interior

Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,003 sqft Living Area
1st Floor Area	3,003 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	231,029 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	679 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11923 WHITE OAK PASS
City	CONROE
State	TX
Zip	77385-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WHITE OAK ESTATES 02, BLOCK 1, LOT 3
Legal Subdivision	WHITE OAK ESTATES 02
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2001
Census Tract	692003

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11923 WHITE OAK PASS, CONROE, TX 77385-2712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	202659995
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	0000050784
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 8, 2026
Property Address	11923 WHITE OAK PASS, CONROE, TX 77385-2712
Document Number	0000059995
Instrument Date	Jun 8, 2026
Instrument	202659995
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	UPWARD TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11923 WHITE OAK PASS, CONROE, TX 77385-2712

Mortgage

Document Number	0000059996,
Date	Jun 8, 2026
Instrument	202659996

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000059997,
Date	Jun 8, 2026
Instrument	202659997

Lender

Name	NORMAN AND NORMAN

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	15 Months
Due	Jun 8, 2041

Interest

Rate	6.23%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11923 WHITE OAK PASS, CONROE, TX 77385-2712
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012729
Date	Feb 1, 2022
Instrument	2022012729

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,587 (+6.32%) Land $233,037 Building $526,550	$759,587 (+6.32%) Land $233,037 Building $526,550
2025	$9,179.00 (-4.28%) Homeowner's exemption	$714,468 (+0.05%) Land $233,037 Building $481,431	$714,468 (-0.55%) Land $233,037 Building $481,431
2024	$9,589.00 (+11.37%) Homeowner's exemption	$714,098 (+1%)	$718,397 (+9.23%) Land $233,037 Building $485,360
2023	$8,610.00 Homeowner's exemption	$649,180 Land $233,040 Building $424,630	$657,670 Land $233,040 Building $424,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ezee Fiber, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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