11910 White Oak Pass, Conroe, TX 77385 Property Records

Montgomery County property record for 11910 White Oak Pass, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,348 sqft · built 2004
Lot Size	1.62 acres (70,650 sqft)
Owner	2 Individual Names on File
Last Sale	$355,300 (Jul 2017)
Tax Bill	$5,561 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9524-01-02400`

Property Details

APN / Parcel Number

Primary APN	`9524-01-02400`
Alternative APN	`R257417`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,348 sqft Living Area
1st Floor Area	2,348 sqft
Utility Area	220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	70,650 sqft
View / Lot	Front
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11910 WHITE OAK PASS
City	CONROE
State	TX
Zip	77385-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	S952401 - WHITE OAK ESTATES 01, BLOCK 2, LOT 10
Legal Subdivision	WHITE OAK ESTATES 01
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2002
Census Tract	692003

Owner

11910 White Oak Pass is owned and occupied by two individuals who bought it in July 2017.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11910 WHITE OAK PASS, CONROE, TX 77385-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
May 15, 2018	Loan Modification, Mortgage · FHA Mortgage FLAGSTAR BK
Jul 25, 2017	Warranty Deed, Transfer · FHA Mortgage CORE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Jan 23, 2004
Deed Document Number	201765781
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11910 WHITE OAK PASS, CONROE, TX 77385-2714
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006209
Date	Jan 18, 2022
Instrument	2022006209

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	11910 WHITE OAK PASS, CONROE, TX 77385-2714
Document Number	0000050289
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11910 WHITE OAK PASS CONROE TX 773852714, CONROE, TX 77385-2714

Mortgage

Document Number	0000050289
Date	May 31, 2018
Instrument	50289

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate	4.25%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 25, 2017
Property Address	11910 WHITE OAK PASS, CONROE, TX 77385-2714
Document Number	0000065781
Instrument Date	Jul 21, 2017
Instrument	65781
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	SOUTHLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11910 WHITE OAK PASS CONROE TX 773852714, CONROE, TX 77385-2714

Mortgage

Document Number	65782
Date	Jul 25, 2017
Instrument	65782

Lender

Name	CORE LNDG
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11910 White Oak Pass was $5,561 with a homeowner's exemption, up 4.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,000 (+3.73%) Land $162,190 Building $323,810	$486,000 (+2.53%) Land $162,190 Building $323,810
2025	$5,561.00 (+4.22%) Homeowner's exemption	$468,512 (+1%) Land $162,190 Building $311,825	$474,015 (+4.87%) Land $162,190 Building $311,825
2024	$5,336.00 (+12.41%) Homeowner's exemption	$425,920 (+1%) Land $162,190 Building $289,810	$452,000 (+6.35%) Land $162,190 Building $289,810
2023	$4,747.00 Homeowner's exemption	$387,200 Land $162,190 Building $262,810	$425,000 Land $162,190 Building $262,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11910 White Oak Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11910 White Oak Pass is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ezee Fiber, Spectrum.

Nearby Properties on White Oak Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures