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11923 Ruby Summers Rd, Houston, TX 77089 Property Records

Harris County property record for 11923 Ruby Summers Rd, Houston, TX 77089

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,296 sqft · built 2018
Lot Size0.211 acres (9,183 sqft)
Owner2 Individual Names on File
Last Sale$376,400 (Oct 2018)
Tax Bill$4,263 (2025)
Deeds & MortgagesJun 2020 Mortgage
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN138-488-001-0038

Property Details

APN / Parcel Number

Primary APN138-488-001-0038

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,296 sqft Living Area
1st Floor Area1,948 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area9,183 sqft (0.211 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1384880010038
Street Address11923 RUBY SUMMERS RD
CityHOUSTON
StateTX
Zip77089-1486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 BLK 1 STILLWATER COVE SEC 2
Legal SubdivisionSTILLWATER COVE SEC 2
Legal Block1
Legal Lot Number38
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3008
Census Tract350500

Owner

Source: Harris County records · APN 138-488-001-0038

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11923 RUBY SUMMERS RD, HOUSTON, TX 77089-1486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Oct 02, 2018Grant Deed, Subdivision Related Transfer
OTHER
Sep 28, 2018Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2018 · Amount on Record
Deed SaleOct 02, 2018 · Amount on Record
Deed Document Number2018452443
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address11923 RUBY SUMMERS RD, HOUSTON, TX 77089-1486
Document Number0000273615
Instrument DateJun 09, 2020
Transaction TypeMortgage
Record UpdatedJul 03, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11923 RUBY SUMMERS RD HOUSTON TX 770891486, HOUSTON, TX 77089-1486

Mortgage

Document Number0000273615
DateJun 24, 2020
Instrument273615
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateOct 02, 2018
Property Address11923 RUBY SUMMERS RD, HOUSTON, TX 77089-1486
Document Number0000452443
Instrument DateSep 28, 2018
Instrument452443
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2018
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11923 RUBY SUMMERS RD HOUSTON TX 770891486, HOUSTON, TX 77089-1486

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address11923 RUBY SUMMERS RD, HOUSTON, TX 77089-1486
Document Number0000452444
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedJan 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11923 RUBY SUMMERS RD HOUSTON TX 770891486, HOUSTON, TX 77089-1486

Mortgage

Document Number0000452444
DateOct 02, 2018
Instrument452444
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictClear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,263.00 (+525.99%) Homeowner's exemption$502,583 (-11.41%) Land $73,106 Building $429,477$502,583 (-11.41%) Land $73,106 Building $429,477
2024$681.00 (+8.27%)
2023$567,290 Land $73,106 Building $494,184$567,290 Land $73,106 Building $494,184
2022$629.00 (+56.47%)
2020$402.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482013505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims235 (1979–2024)
Claims Outside the SFHA147 of 235
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 81 claims
  • Hurricane Ike, Sep 2008 · 16 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 43 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 275 locations within half a mile of this property.

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