Harris County property record for 11827 Ruby Summers Rd, Houston, TX 77089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 2018 |
| Lot Size | 0.142 acres (6,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,130 (May 2023) |
| Tax Bill | $6,193 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 138-488-001-0031 |
| Primary APN | 138-488-001-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 6,169 sqft (0.142 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1384880010031 |
|---|---|
| Street Address | 11827 RUBY SUMMERS RD |
| City | HOUSTON |
| State | TX |
| Zip | 77089-1485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 BLK 1 STILLWATER COVE SEC 2 |
| Legal Subdivision | STILLWATER COVE SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 350500 |
Source: Harris County assessment roll, APN 138-488-001-0031, as of May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11827 RUBY SUMMERS RD, HOUSTON, TX 77089-1485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2023 | Vendor's Lien, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC |
| May 23, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2023 · Amount on Record |
| Deed Sale | May 02, 2023 · Amount on Record |
| Prior Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 2023157278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 02, 2023 |
| Property Address | 11827 RUBY SUMMERS RD, HOUSTON, TX 77089-1485 |
| Document Number | 0000157278 |
| Map Reference | MF 680543 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023-157278 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11827 RUBY SUMMERS RD, HOUSTON, TX 77089-1485 |
| Document Number | 0000157279 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 2023-157279 |
| Name | NEXT DOOR LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 11827 RUBY SUMMERS RD, HOUSTON, TX 77089-1485 |
| Document Number | 0000231048 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11827 RUBY SUMMERS RD HOUSTON TX 770891485, HOUSTON, TX 77089-1485 |
| Document Number | 0000231048 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 231048 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 24, 2048 |
Source: Harris County assessment roll as of May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,193.00 (+198.89%) Homeowner's exemption | $376,455 (-16.22%) Land $69,401 Building $307,054 | $376,455 (-16.22%) Land $69,401 Building $307,054 |
| 2024 | $2,072.00 (+43.79%) | ||
| 2023 | $449,335 Land $69,401 Building $379,934 | $449,335 Land $69,401 Building $379,934 | |
| 2022 | $1,441.00 (-10.72%) | ||
| 2020 | $1,614.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482013505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 235 (1979–2024) |
| Claims Outside the SFHA | 147 of 235 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 275 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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