Burke County property record for 1192 Watermill Rd, Morganton, NC 28655 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1968 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 1784074747 |
| Primary APN | 1784074747 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 3,108 sqft |
| 1st Floor Area | 1,554 sqft |
| Basement Area | 1,554 sqft |
| Unfinished Basement | 1,554 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 179 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Old Parcel Number | 1784074747 |
|---|---|
| Street Address | 1192 WATERMILL RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-8231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1192 WATERMILL RD MORGANTON, NC 28655 |
| Legal Subdivision | EVA SETZER PROP |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20204 |
Source: Burke County records · APN 1784074747
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1192 WATERMILL RD, MORGANTON, NC 28655-8231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2020 |
| Deed Sale | May 15, 2020 |
| Prior Sale | Mar 30, 2010 |
| Deed Document Number | 0002464834 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1192 WATERMILL RD, MORGANTON, NC 28655-8231 |
| Document Number | 0024830595 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1192 WATERMILL RD MORGANTON NC 286558231, MORGANTON, NC 28655-8231 |
| Document Number | 0024830595 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 002483/000595 |
| Instrument | 43808 |
| Name | TRUIST BK |
|---|---|
| Address | GREENVILLE, SC 29607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Rate | 3.5% |
|---|
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,391.00 (-0.43%) | $204,574 (-) Land $15,000 Building $189,574 | $204,574 (-) Land $15,000 Building $189,574 |
| 2023 | $1,397.00 | $204,574 Land $15,000 Building $189,574 | $204,574 Land $15,000 Building $189,574 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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