1076 Watermill Rd, Morganton, NC 28655 Property Records

Burke County property record for 1076 Watermill Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,653 sqft · built 1932
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`1784183521`

Property Details

APN / Parcel Number

Primary APN	`1784183521`
Alternative APN	`9981`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,102 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Porch	Slab
Porch Area	232 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1076 WATERMILL RD
City	MORGANTON
State	NC
Zip	28655-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1076 WATERMILL RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1020
Census Tract	20204

Owner

Source: Burke County records · APN 1784183521

Assessment roll updated September 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1076 WATERMILL RD, MORGANTON, NC 28655-8219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 07, 2024
Transfer Doc	0027330098
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BURKE NC
Recording Date	Mar 12, 2024
Property Address	1076 WATERMILL RD, MORGANTON, NC 28655-8219
Document Number	0027330098
Book / Page	2733 / 98
Instrument Date	Mar 07, 2024
Instrument	2024002003
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2851 KAYGA AVE, MORGANTON, NC 28655-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 WATERMILL RD, MORGANTON, NC 28655-8219

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (-0.28%)	$155,909 (-) Land $25,951 Building $129,958	$155,909 (-) Land $25,951 Building $129,958
2023	$1,085.00	$155,909 Land $25,951 Building $129,958	$155,909 Land $25,951 Building $129,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 72 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.