Kenton County property record for 1192 Hands Pike, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,252 sqft · built 1970 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2026) |
| Tax Bill | $1,783 (2025) |
| Deeds & Mortgages | Mar 2025 Construction Loan Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-00-017.06 |
| Primary APN | 045-00-00-017.06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,252 sqft Finished Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1192 HANDS PIKE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOEBBE SUBD LOT 6 SECTION 1 LESS 244 SQ FT TO R,W |
| Legal Subdivision | TOEBBE |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 65300 |
Source: Kenton County records · APN 045-00-00-017.06
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5323 RAWHIDE CT, CINCINNATI, OH 45238-4234 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 14, 2025 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO |
| Mar 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Feb 06, 1995 · Amount on Record |
| Deed Document Number | 20265305 |
| Deed Book / Page | 401 / 72 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 0005900376 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1192 HANDS PIKE, COVINGTON, KY 41017-9714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1192 HANDS PIKE, COVINGTON, KY 41017-9714 |
| Document Number | 0005900138 |
|---|---|
| Date | Mar 14, 2025 |
| Book Page | KCM 632/708 |
| Instrument | 25031405900138 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 11, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 16, 2026 |
| Property Address | 1192 HANDS PIKE, COVINGTON, KY 41017-9714 |
| Document Number | 0000005305 |
| Book / Page | 401 / 72 |
| Map Reference | SL 113 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 26059000005305 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | SUPERIOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5323 RAWHIDE CT, CINCINNATI, OH 45238-4234 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1192 HANDS PIKE # 1194, 1194, COVINGTON, KY 41017-9714 |
| Document Number | 0000005306 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 26059000005306 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Number | 0000005307 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 401/95 |
| Instrument | 26059000005307 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2041 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,783.00 (-8.42%) Disabled Person's exemption | $229,100 (-) Land $15,000 Building $214,100 | $229,100 (-) Land $15,000 Building $214,100 |
| 2023 | $1,947.00 Disabled Person's exemption | $229,100 Land $15,000 Building $214,100 | $229,100 Land $15,000 Building $214,100 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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