11915 Hoster Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 11915 Hoster Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1972
Lot Size	0.639 acres (27,878 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,419 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`29-10-34-305-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-34-305-011.000-018`
Alternative APN	`1710340305011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,878 sqft (0.639 acres)
Lot Dimensions	210 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	1710340305011000
Street Address	11915 HOSTER RD
City	CARMEL
State	IN
Zip	46033-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 34, TOWNSHIP 18, RANGE 4, NORTHWOOD HILLS, SECTION 2, LOT 91
Legal Range	04
Legal Township	18
Legal Section	34
Legal Subdivision	NORTHWOOD HILLS SECOND SECTION
Legal Block	2
Legal Lot Number	91
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3017
Census Tract	110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	320 N LAYMAN AVE, INDIANAPOLIS, IN 46219-5806
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage FORUM CU
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit FORUM CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 17, 2024
Deed Sale	Sep 17, 2024
Prior Sale	Sep 17, 2024
Deed Document Number	0000035008
Last Transfer Date	Nov 25, 2024
Transfer Doc	0000045156
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11915 HOSTER RD, CARMEL, IN 46033-9458
Document Number	0000048365
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11915 HOSTER RD CARMEL IN 460339458, CARMEL, IN 46033-9458

Mortgage

Document Number	0000048365
Date	Oct 3, 2019
Instrument	48365

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11915 HOSTER RD, CARMEL, IN 46033-9458
Document Number	0000060346
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11915 HOSTER RD CARMEL IN 460339458, CARMEL, IN 46033-9458

Mortgage

Document Number	0000060346
Date	Dec 28, 2018
Instrument	60346

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,400 (+10.17%) Land $76,900 Building $189,500	$266,400 (+10.17%) Land $76,900 Building $189,500
2024	$2,419.00 (-10.34%)	$241,800 (-10.68%) Land $76,900 Building $164,900	$241,800 (-10.68%) Land $76,900 Building $164,900
2023	$2,698.00 (+13.46%)	$270,700 (+21.88%) Land $59,700 Building $211,000	$270,700 (+21.88%) Land $59,700 Building $211,000
2022	$2,378.00	$222,100 Land $59,700 Building $162,400	$222,100 Land $59,700 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	33 (2005–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Xfinity.

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