11908 Hoster Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 11908 Hoster Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,700 sqft · built 1967
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$376,000 (Mar 2022)
Tax Bill	$2,868 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-10-34-304-025.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-34-304-025.000-018`
Alternative APN	`1710340304025000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	226 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1710340304025000
Street Address	11908 HOSTER RD
City	CARMEL
State	IN
Zip	46033-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 34, TOWNSHIP 18, RANGE 4, NORTHWOOD HILLS, SECTION 2, LOT 100
Legal Range	04
Legal Township	18
Legal Section	34
Legal Subdivision	CLAY NORTHWOOD H
Legal Block	2
Legal Lot Number	100
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3004
Census Tract	110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11908 HOSTER RD, CARMEL, IN 46033-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF INDIANA
Mar 28, 2022	Warranty Deed, Transfer · VA Mortgage MILESTONE HOME LENDING LLC
Dec 22, 2021	Warranty Deed, Transfer · Line of Credit PANTHEON CAPITAL ADVISORS INC
Dec 14, 2018	Deed of Trust, Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	2022015961
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11908 HOSTER RD, CARMEL, IN 46033-9779
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040280
Date	Sep 19, 2025
Instrument	2025040280

Lender

Name	COMMUNITY FIRST BANK OF INDIANA
Type	Bank
Address	KOKOMO, IN 46901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 28, 2022
Property Address	11908 HOSTER RD, CARMEL, IN 46033-9779
Document Number	0000015961
Map Reference	MB 2 PG 66&67
Instrument Date	Mar 16, 2022
Instrument	2022015961
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11908 HOSTER RD, CARMEL, IN 46033-9779

Mortgage

Document Number	0000015962
Date	Mar 28, 2022
Instrument	2022015962

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 22, 2021
Property Address	11908 HOSTER RD, CARMEL, IN 46033-9779
Document Number	0000091157
Map Reference	MB 2 PG 66&67
Instrument Date	Dec 20, 2021
Instrument	2021091157
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 CATAVIE DR, FISHERS, IN 46038

Mortgage

Document Number	0000091158
Date	Dec 22, 2021
Instrument	2021091158

Lender

Name	PANTHEON CAPITAL ADVISORS INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	4 Months
Due	Apr 20, 2022

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11908 HOSTER RD, CARMEL, IN 46033-9779
Document Number	0000060057
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11908 HOSTER RD CARMEL IN 460339779, CARMEL, IN 46033-9779

Mortgage

Document Number	0000060057
Date	Dec 27, 2018
Instrument	60057

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,400 (+10.6%) Land $80,900 Building $268,500	$349,400 (+10.6%) Land $80,900 Building $268,500
2024	$2,868.00 (-13.38%)	$315,900 (-1.16%) Land $80,900 Building $235,000	$315,900 (-1.16%) Land $80,900 Building $235,000
2023	$3,311.00 (+24.76%)	$319,600 (+29.97%) Land $62,800 Building $256,800	$319,600 (+29.97%) Land $62,800 Building $256,800
2022	$2,654.00	$245,900 Land $62,800 Building $183,100	$245,900 Land $62,800 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	33 (2005–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Xfinity.

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