11912 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11912 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,838 sqft · built 1976
Lot Size	1.55 acres (67,518 sqft)
Owner	Trust Name on Record
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Mar 2020 Transfer May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-034895`

Property Details

APN / Parcel Number

Primary APN	`03-034895`
Alternative APNs	`3034895` `034895`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,838 sqft Total Area
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	034895
Street Address	11912 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK A SEC 1 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT SUBDIVISION
Legal Block	A
Legal Lot Number	9
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	11912 RIVERSHORE DR, DUNKIRK, MD 20754-9434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 22, 2017	Loan Modification, Mortgage · Conventional with PMI SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2020
Transfer Doc	0055390488
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 3, 2020
Property Address	11912 RIVERSHORE DR, DUNKIRK, MD 20754-9434
Document Number	0055390488
Book / Page	005539 / 000488
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11912 RIVERSHORE DR DUNKIRK MD 207549434, DUNKIRK, MD 20754-9434

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	11912 RIVERSHORE DR, DUNKIRK, MD 20754-9434
Document Number	0050030275
Book / Page	005003 / 000275
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11912 RIVERSHORE DR DUNKIRK MD 207549434, DUNKIRK, MD 20754-9434

Mortgage

Document Number	0050030275
Date	Jun 2, 2017
Book Page	005003/000275

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2057

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,767 (+1.83%)	$459,700 (+5.48%) Land $158,200 Building $301,500
2025	$4,864.00 (+19.36%) Homeowner's exemption	$435,800 (+11.1%) Land $158,200 Building $277,600	$435,800 (-) Land $158,200 Building $277,600
2023	$4,075.00 Homeowner's exemption	$392,267	$435,800 Land $158,200 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

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