11908 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11908 Rivershore Dr, Dunkirk, MD 20754 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,304 sqft · built 1973
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-035379`

Property Details

APN / Parcel Number

Primary APN	`03-035379`
Alternative APNs	`3035379` `035379`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Total Area
Basement Area	978 sqft
Finished Basement	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	035379
Street Address	11908 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 BLK A SEC 1 SHORES OF CALVERT
Legal Subdivision	SHORES CALVERT
Legal Block	A
Legal Lot Number	11
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records · APN 03-035379

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11908 RIVERSHORE DR, DUNKIRK, MD 20754-9434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 09, 2023
Transfer Doc	0064150340
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Mar 30, 2023
Property Address	11908 RIVERSHORE DR, DUNKIRK, MD 20754-9434
Document Number	0064150340
Book / Page	6415 / 340
Map Reference	LB JLB 2 FO 85
Instrument Date	Jan 09, 2023
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11908 RIVERSHORE DR, DUNKIRK, MD 20754-9434

Mortgage

Document Number	0006415346
Date	Mar 30, 2023
Instrument	6415/346

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 01, 2038

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,767 (+1.77%)	$403,300 (+5.3%) Land $153,500 Building $249,800
2025	$4,295.00 (+18.06%) Homeowner's exemption	$383,000 (+9.37%) Land $153,500 Building $229,500	$383,000 (-) Land $153,500 Building $229,500
2023	$3,638.00 Homeowner's exemption	$350,200	$383,000 Land $153,500 Building $229,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.