11910 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11910 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,181 sqft · built 2012
Lot Size	0.321 acres (13,992 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Aug 2020)
Tax Bill	$16,472 (2025)
Deeds & Mortgages	Aug 2020 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-9009-00-930`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-9009-00-930`
Alternative APNs	`272324900900930` `146748` `147917` `150038`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,181 sqft Living Area
Gross Area	4,876 sqft
1st Floor Area	3,181 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,992 sqft (0.321 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	962 sqft
Patio Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11910 WATERSTONE LOOP DR
City	WINDERMERE
State	FL
Zip	34786-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERSTONE 74/131 LOT 93
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	WATERSTONE
Legal Tract	9009
Legal Lot Number	93
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2005
Census Tract	17115

Owner

Source: Orange County records · APN 24-23-27-9009-00-930

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11910 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer CLOSING AGENT INC
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2020437933
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 19, 2020
Property Address	11910 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425
Document Number	0000437933
Instrument Date	Aug 17, 2020
Instrument	437933
Transaction Type	Transfer
Record Updated	Sep 09, 2020
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount Recorded
Tax	$6,825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11910 WATERSTONE LOOP DR WINDERMERE FL 347865425, WINDERMERE, FL 34786-5425

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 22, 2019
Property Address	11910 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425
Document Number	0000737981
Map Reference	MB 74 PG 131-135
Instrument Date	Nov 21, 2019
Instrument	20190737981
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	PROVINCIAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10663 VILLAGE LAKE RD, 10663, WINDERMERE, FL 34786-5935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11910 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425

Mortgage

Document Number	0000737982
Date	Nov 22, 2019
Instrument	20190737982

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,048,843 (+2.7%)	$1,241,630 (-1.27%) Land $240,000 Building $1,001,630
2025	$16,472.00 (+3.45%) Homeowner's exemption	$1,021,269 (+5.99%)	$1,257,560 (+10.26%) Land $240,000 Building $1,017,560
2024	$15,922.00 (+7.23%)
2023	$14,849.00 (+3.02%) Homeowner's exemption	$963,580 (+3%)	$1,140,587 (+21.92%) Land $240,000 Building $900,587
2022	$14,414.00 Homeowner's exemption	$935,515 Land $240,000 Building $695,515	$935,515 Land $240,000 Building $695,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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